985 Bear Mountain Rd, Somers, MT 59932 Property Records

Flathead County property record for 985 Bear Mountain Rd, Somers, MT 59932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,944 sqft · built 2017
Lot Size	4.98 acres (216,929 sqft)
Owner	2 Individual Names on Record
Last Sale	$597,200 (Aug 2019)
Tax Bill	$4,584 (2026)
Deeds & Mortgages	Jun 2017 Construction Loan Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0738472`

Property Details

APN / Parcel Number

Primary APN	`R0738472`
Alternative APNs	`07-3704-01-1-02-01-0000` `0000000535`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,944 sqft
Basement Area	1,104 sqft
Finished Basement	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	216,929 sqft (4.98 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Geothermal
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000000535
Street Address	985 BEAR MOUNTAIN RD
City	SOMERS
State	MT
Zip	59932-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S01, T26 N, R21 W, 12811-3, PARCEL N/A, TR 2EC IN S2SW4NE4
Legal Range	21W
Legal Township	26N
Legal Section	01
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	2
Census Block	2020
Census Tract	1402

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 23, LAKESIDE, MT 59922-0023
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2017	Deed of Trust, Mortgage · Construction Mortgage THREE RIVERS BANK OF MONTANA
Sep 11, 2017	Deed of Trust, Mortgage · Commercial Mortgage THREE RIVERS BANK OF MONTANA
Aug 27, 2019	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jan 15, 2019	Warranty Deed, Transfer · Conventional Mortgage BOKF NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Prior Sale	Jan 15, 2019 · Amount on Record
Deed Document Number	201920466
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	985 BEAR MOUNTAIN RD, SOMERS, MT 59932-8704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700012815
Date	Jun 21, 2017
Instrument	201700012815

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	985 BEAR MOUNTAIN RD, SOMERS, MT 59932-8704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700022569
Date	Sep 11, 2017
Instrument	201700022569

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2042

Interest

Rate Type	Adjustable Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 27, 2019
Property Address	985 BEAR MOUNTAIN RD, SOMERS, MT 59932-8704
Document Number	201900020466
Instrument Date	Aug 26, 2019
Instrument	201900020466
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF FLAT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	985 BEAR MOUNTAIN RD, SOMERS, MT 59932-8704

Mortgage

Document Number	201900020468
Date	Aug 27, 2019
Instrument	201900020468

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 15, 2019
Property Address	985 BEAR MOUNTAIN RD, SOMERS, MT 59932-8704
Document Number	201900000921
Instrument Date	Jan 14, 2019
Instrument	201900000921
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 BEAR MOUNTAIN RD, SOMERS, MT 59932-8704

Mortgage

Document Number	201900000922
Date	Jan 15, 2019
Instrument	201900000922

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,584.00 (-37.18%)	$1,283,000 (+20.48%)
2025			$1,283,000 (+20.48%) Land $377,632 Building $905,368
2023	$7,297.00	$1,064,900	$1,064,900 Land $271,240 Building $793,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Bullitt Communications Fixed Wireless	100 / 50
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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