985 B St, Ashland, OR 97520 Property Records

Jackson County property record for 985 B St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,324 sqft · built 2003
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Trust Names on File
Last Sale	$458,000 (Dec 2023)
Tax Bill	$4,231 (2025)
Deeds & Mortgages	Dec 2023 Sale Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391E09AA2110`

Property Details

APN / Parcel Number

Primary APN	`391E09AA2110`
Alternative APNs	`391E09AA02110` `10966125`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,324 sqft Living Area
1st Floor Area	662 sqft
2nd Floor Area	662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Porch	Covered Concrete/Masonry Porch
Porch Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	985 B ST
City	ASHLAND
State	OR
Zip	97520-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Range	01E
Legal Township	39S
Legal Section	09
Legal Quarter	1
Legal Subdivision	GENEVA PARK TWNHMS A PC PH 02
Legal Block	1
Legal Lot Number	9
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1000
Census Tract	2000

Owner

985 B St is held in a trust since December 2023.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2601 KELLY AVE, MCKINLEYVILLE, CA 95519-3346
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jul 8, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Jun 25, 2021 · Amount on File
Deed Document Number	202325967
Prior Transfer Date	Jun 21, 2021
Prior Transfer Doc	0000029939
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 19, 2023
Property Address	985 B ST, ASHLAND, OR 97520-2031
Document Number	0000025967
Map Reference	VOL 28 PG 4
Instrument Date	Dec 14, 2023
Instrument	2023-025967
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 KELLY AVENUNE, MCKINLEYVILLE, CA 95519-3346

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Jul 8, 2021
Property Address	985 B ST, ASHLAND, OR 97520-2031
Document Number	0000029939
Map Reference	VOL 28 PG 4
Instrument Date	Jun 22, 2021
Instrument	2021-029939
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6151 HAWARDEN DR, RIVERSIDE, CA 92506-4525

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jun 25, 2021
Property Address	985 B ST, ASHLAND, OR 97520-2031
Document Number	0000027789
Map Reference	VOL 28 PG 4
Instrument Date	May 24, 2021
Instrument	2021-027789
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6151 HAWARDEN DR, RIVERSIDE, CA 92506-4525

Mortgage

Document Number	0000027790
Date	Jun 25, 2021
Instrument	2021-027790

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 985 B St was $4,231, up 2.1% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,170 (+3%)	$371,060 (+4.14%) Land $165,540 Building $205,520
2025	$4,231.00 (+2.15%)	$267,160 (+3%) Land $122,020 Building $145,140	$356,320 (-9.33%) Land $167,500 Building $188,820
2024	$4,142.00 (+3.37%)	$259,380 (+3%) Land $118,460 Building $140,920	$392,970 (+12.09%) Land $176,500 Building $216,470
2023	$4,007.00 (+3.33%)	$251,830 (+3%) Land $115,010 Building $136,820	$350,570 (+1%) Land $162,490 Building $188,080
2022	$3,878.00	$244,500 Land $111,660 Building $132,840	$347,110 Land $182,070 Building $165,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 985 B St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 985 B St is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 80% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications.

Nearby Properties on B St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures