Collier County property record for 985 Aqua Cir, Naples, FL 34102 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2006 |
| Square Footage | 5,140 sqft Living Area |
| Lot Size | 25,700 sqft (0.59 acres) |
| Pool | 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $5,500,000 (2010) |
| Tax Bill | $66,948.00 (2024) |
| Primary APN | 004300 4 265A09 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,140 sqft Living Area |
|---|---|
| 1st Floor | 5,140 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 25,700 sqft (0.59 acres) |
| Depth X Width | 267 ft x 119 ft Depth x Width |
| Pool Area | 420 sqft Pool |
| Deck Area | 104 sqft Deck |
| Boat Access | Boat Access |
| Street Address | 985 AQUA CIR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34102-7416 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AQUALANE SHORES UNIT 2 BLK 4, BEG SW CNR OF LOT 26, RUN NELY ALG SLY LI 33.28FT, N 140.79FT, N 39 DEG W 200FT TO NAPLES BAY, SWLY ALG BAY 150FT, S 39 DEG E 210FT TO POB LOT 26 OR 613 PG 585 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 9 |
| Legal Subdivision | AQUALANE SHORES UNIT 2 |
| Legal Tract | 004300 |
| Legal Block | 4 |
| Legal Lot Number | 26 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Minor Civil Division | NAPLES |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 500 |
Source: Collier County records · APN 004300 4 265A09
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 985 AQUA CIR, NAPLES, FL 34102-7416 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BANK NA |
| Apr 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 03, 2010 · Amount on Record |
| Deed Sale | Dec 03, 2010 · Amount on Record |
| Prior Sale | Sep 16, 2004 · Amount on Record |
| Deed Doc Number | 20104502077 |
| Deed Book / Page | 4629 / 2645 |
| Last Transfer Date | May 30, 2012 |
| Transfer Doc | 0048083228 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 985 AQUA CIR, NAPLES, FL 34102-7416 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0060780509 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 6078/509 |
| Instrument | 6198073 |
| Name | WEBSTER BANK NA |
|---|---|
| Type | Bank |
| Address | WATERBURY, CT 06702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Feb 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 985 AQUA CIR, NAPLES, FL 34102-7416 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057491325 |
|---|---|
| Date | Apr 07, 2020 |
| Book Page | 5749/1325 |
| Instrument | 5853149 |
| Name | WEBSTER BANK NA |
|---|---|
| Type | Bank |
| Address | WATERBURY, CT 06702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | May 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,410.00 (+2.18%) Homeowner's exemption | $7,596,654 (+5.99%) | $15,667,244 (-4.61%) Land $9,636,900 Building $6,030,344 |
| 2024 | $66,948.00 (+1.48%) | ||
| 2023 | $65,970.00 (-2.79%) Homeowner's exemption | $7,167,534 (+3%) | $16,424,058 (+48.93%) Land $12,750,360 Building $3,673,698 |
| 2022 | $67,860.00 Homeowner's exemption | $6,958,771 | $11,027,960 Land $7,410,035 Building $3,617,925 |
Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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