985 75th Street Ocean E, Marathon, FL 33050 Property Records

Monroe County property record for 985 75th Street Ocean E, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,456 sqft · built 1985
Lot Size0.162 acres (7,078 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Aug 1994)
Tax Bill$2,489 (2024)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone AE (high risk)
APN00342961-002000

Property Details

APN / Parcel Number

Primary APN00342961-002000
Alternative APNs
  • 12663200342961002000
  • 1420816

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeGable
Roof MaterialMetal
Lot Area7,078 sqft (0.162 acres)
Lot Dimensions114 ft deep x 62 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area1,024 sqft
Deck Area56 sqft
Patio Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1420816
Old Parcel Number12663200342961002000
Street Address985 75TH STREET OCEAN E
CityMARATHON
StateFL
Zip33050-3111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 20 SEASCAPE VILLAS PB6-105 KEY VACCA OR625-732 OR773-884 OR812-650 OR1269-928/37F/J OR1318-724/25 OR1318-726/27
Legal Range32E
Legal Township66S
Legal Section12
Legal SubdivisionSEASCAPES VILLAS
Legal Lot Number20
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1031
Census Tract971100

Owner

Source: Monroe County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address985 75TH STREET OCEAN E, MARATHON, FL 33050-3111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 4, 1994 · Amount on Record
Deed SaleAug 4, 1994 · Amount on Record
Prior SaleAug 4, 1994
Deed Document Number0131800726
Deed Book / Page01318 / 00726
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address985 75TH STREET OCEAN E, MARATHON, FL 33050-3111
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 75TH STREET OCEAN E, MARATHON, FL 33050-3111

Mortgage

Document Number0031240822
DateSep 7, 2021
Book Page3124/822
Instrument2338540
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$194,250 (+5.99%)$549,564 (+6.65%) Land $299,399 Building $250,165
2024$2,489.00 (+4.27%)
2023$2,387.00 (+1.62%) Homeowner's exemption$183,278 (+3%)$515,279 (+24.64%) Land $282,766 Building $232,513
2022$2,349.00 Homeowner's exemption$177,940$413,421 Land $224,550 Building $188,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 569 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies748 units insured
incl. 179 condo units
Nearby Flood Claims1,492 (1978–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 472 claims
  • Hurricane Wilma, Oct 2005 · 269 claims
  • Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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