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9849 S Charles St, Chicago, IL 60643 Property Records

Cook County property record for 9849 S Charles St, Chicago, IL 60643

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,267 sqft · built 1950
Lot Size0.104 acres (4,522 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Aug 2023)
Tax Bill$4,019 (2023)
Deeds & MortgagesAug 2023 Sale & Mortgage
Nov 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN25-07-220-053

Property Details

APN / Parcel Number

Primary APN25-07-220-053
Alternative APN
  • 25-07-220-053-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,267 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1952
Architectural StyleOld Style
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area4,522 sqft (0.104 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address9849 S CHARLES ST
CityCHICAGO
StateIL
Zip60643-1205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal Description(HILLIARD) & (DOBBINS)(FIRST) ADD TO WASHINGTON HEIGH TS SUB OF EH OF NE 1/4 OF SEC 7 & NW 1/4 OF SEC 6 EH NE SEC 07-37-14
Legal Range14E
Legal Township37N
Legal Section07
Legal SubdivisionHILLIARD & DOBBINS FIRST
Legal Block5
Legal Lot Number20
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1011
Census Tract720200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedRidge Historic District
listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9849 S Charles St is owned and occupied by two individuals who bought it in August 2023.

Source: Cook County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address9849 S CHARLES ST, CHICAGO, IL 60643-1205
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Nov 22, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 17, 2020Warranty Deed, Transfer · Conventional Mortgage
ONE REPUBLIC MTG INC
Sep 25, 2019Grant Deed, Transfer
NOT AVAILABLE
Nov 7, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2023 · Amount on File
Deed SaleAug 25, 2023 · Amount on File
Prior SaleNov 22, 2021 · Amount on File
Deed Document Number20238052
Prior Transfer DateSep 17, 2021
Prior Transfer Doc0000015041
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateAug 25, 2023
Property Address9849 S CHARLES ST, CHICAGO, IL 60643-1205
Document Number0023708052
Instrument DateAug 18, 2023
Instrument2323708052
Transaction TypeTransfer
Record UpdatedSep 4, 2023
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9849 S CHARLES ST, CHICAGO, IL 60643-1205

Mortgage

Document Number0023708053
DateAug 25, 2023
Instrument2323708053
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053
Interest
Rate TypeFixed Rate
Rate7.62%

Mortgage

Document Number0023708054
DateAug 25, 2023
Instrument2323708054
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueSep 1, 2033

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateNov 22, 2021
Property Address9849 S CHARLES ST, CHICAGO, IL 60643-1205
Document Number0032615041
Instrument DateSep 17, 2021
Instrument2132615041
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$10.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10 S LA SALLE ST STE 2750, 2750, CHICAGO, IL 60603-1108

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJan 17, 2020
Property Address9849 S CHARLES ST, CHICAGO, IL 60643-1205
Document Number2001744025
Instrument DateJan 14, 2020
Instrument1744025
Transaction TypeTransfer
Record UpdatedFeb 4, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address767 SILVER LAKE CLOUD LAKE MARY FL 32746, LAKE MARY, FL 32746

Mortgage

Document Number2001744026
DateJan 17, 2020
Instrument1744026
Lender
NameONE REPUBLIC MTG INC
AddressARLINGTON HEIGHTS, IL 60004
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 16, 2050
Interest
Rate5.75%

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateSep 25, 2019
Property Address9849 S CHARLES ST, CHICAGO, IL 60643-1205
Document Number1926845086
Instrument DateSep 12, 2019
Instrument26845086
Transaction TypeTransfer
Record UpdatedOct 3, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6027 103RD ST CHICAGO RIDGE IL 604151677, CHICAGO RIDGE, IL 60415-1677

November 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCOOK IL
Recording DateNov 7, 2017
Property Address9849 S CHARLES ST, CHICAGO, IL 60643-1205
Document Number1731134070
Instrument DateOct 23, 2017
Instrument31134070
Transaction TypeForeclosure
Record UpdatedNov 15, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,001 Land $5,653 Building $23,348$290,010 Land $56,530 Building $233,480
2023$4,019.00 (+2.55%)
2022$3,919.00 (+2.3%)$19,000 (-) Land $4,522 Building $14,478$190,000 (-) Land $45,220 Building $144,780
2021$3,831.00 Homeowner's exemption$19,000 Land $4,522 Building $14,478$190,000 Land $45,220 Building $144,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9849 S Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9849 S Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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