9849 Charleston, Willis, MI 48191 Property Records

Washtenaw County property record for 9849 Charleston, Willis, MI 48191

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,751 sqft · built 2003
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Oct 2023)
Tax Bill	$5,897 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T-20-11-405-010`

Property Details

APN / Parcel Number

Primary APN	`T-20-11-405-010`
Alternative APN	`T02011405010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,751 sqft Living Area
1st Floor Area	1,733 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	46,609 sqft (1.07 acres)
Lot Width	150 ft Width
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9849 CHARLESTON
City	WILLIS
State	MI
Zip	48191-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BLANK
Legal Description	M.D. L4252 P481 UNIT 10 CHARLESTON LANE COMMONS SPLIT ON 05/13/2003 FROM T -20-11-400-030T -20-11-400-031T -20-11-400-032T
Legal Range	7E
Legal Township	4S
Legal Section	11
Legal Subdivision	CHARLESTON LANE COMMONS
Legal Block	405
Legal Unit	10
Jurisdiction	WASHTENAW MI
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2035
Census Tract	420000

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9849 CHARLESTON, WILLIS, MI 48191-9695
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit COORS CREDIT UNION
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CU
Oct 16, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FINANCIAL CU
Nov 4, 2019	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	Nov 4, 2019 · Amount on Record
Deed Document Number	20236702189
Deed Book / Page	5535 / 320
Prior Transfer Date	Sep 11, 2003
Prior Transfer Doc	0005597237
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Recording Date	Apr 1, 2026
Property Address	9849 CHARLESTON, WILLIS, MI 48191-9695
Document Number	0006790975
Book / Page	5623 / 975
Instrument Date	Mar 27, 2026
Instrument	20266790975
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9849 CHARLESTON, WILLIS, MI 48191-9695
Investor	Possibly a Property Investor

Mortgage

Document Number	0006790975,
Date	Apr 1, 2026
Book Page	5623/975
Instrument	20266790975

Lender

Name	COORS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	9849 CHARLESTON, WILLIS, MI 48191-9695
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9849 CHARLESTON, WILLIS, MI 48191-9695
Investor	Possibly a Property Investor

Mortgage

Document Number	0006778869
Date	Dec 8, 2025
Book Page	5611/857
Instrument	6778869

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Oct 16, 2023
Property Address	9849 CHARLESTON, WILLIS, MI 48191-9695
Document Number	0006702189
Book / Page	5535 / 320
Map Reference	LB 4252 PG 481
Instrument Date	Oct 5, 2023
Instrument	6702189
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	RELIANT TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9849 CHARLESTON, WILLIS, MI 48191-9695

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42101 N INTERSTATE 94 SERVICE DR, BELLEVILLE, MI 48111

Mortgage

Document Number	0006702252
Date	Oct 16, 2023
Instrument	6702252

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	12-Month MTA
Max Rate	13%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Nov 4, 2019
Property Address	9849 CHARLESTON, WILLIS, MI 48191-9695
Document Number	0006494358
Book / Page	005327 / 000621
Instrument Date	Oct 24, 2019
Instrument	6494358
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4551 HUNT CLUB DR #1A YPSILANTI MI 481979083, 1A, YPSILANTI, MI 48197-9083

Mortgage

Document Number	6494359
Date	Nov 4, 2019
Book Page	005327/000622
Instrument	6494359

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Washtenaw County
County Subdivision	Augusta Charter Township
Unified School District	Lincoln Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,400 (+7.01%)	$396,800 (+7.01%)
2025	$5,897.00 (+47.46%) Homeowner's exemption	$185,400 (+33.57%)	$370,800 (+33.57%)
2023		$138,800	$277,600
2022	$3,999.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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