Hamilton County property record for 9847 Zig Zag Rd, Montgomery, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,347 sqft · built 2013 |
| Lot Size | 0.515 acres (22,433 sqft) |
| Owner | Company Name on File |
| Last Sale | $851,000 (May 2017) |
| Tax Bill | $17,802 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0013-0248-00 |
| Primary APN | 603-0013-0248-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,347 sqft Living Area |
| Gross Area | 5,630 sqft |
| 1st Floor Area | 1,493 sqft |
| 2nd Floor Area | 1,854 sqft |
| Basement Area | 1,493 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 22,433 sqft (0.515 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 790 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 9847 ZIG ZAG RD |
|---|---|
| City | MONTGOMERY |
| State | OH |
| Zip | 45242-6310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | ZIG ZAG RD 100 X 200 IRR LOT 11 SWAIM ACRES BLK A |
| Legal Subdivision | SWAIM |
| Legal Block | A |
| Legal Lot Number | 11 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 23902 |
Source: Hamilton County records · APN 603-0013-0248-00
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9847 ZIG ZAG RD, MONTGOMERY, OH 45242-6310 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 29, 2022 | Intrafamily Transfer, Transfer |
| Aug 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| May 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2017 · Amount on Record |
| Deed Sale | May 25, 2017 · Amount on Record |
| Prior Sale | Jan 06, 2014 · Amount on Record |
| Deed Document Number | 201746894 |
| Deed Book / Page | 13425 / 551 |
| Last Transfer Date | Nov 15, 2022 |
| Transfer Doc | 0000109075 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 29, 2022 |
| Property Address | 9847 ZIG ZAG RD, MONTGOMERY, OH 45242-6310 |
| Document Number | 0000109075 |
| Book / Page | 14802 / 484 |
| Map Reference | MB 68 PG 23 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 2022-0109075 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9847 ZIG ZAG RD, MONTGOMERY, OH 45242-6310 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9847 ZIG ZAG RD, MONTGOMERY, OH 45242-6310 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000080629 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 14734/790 |
| Instrument | 2022-0080629 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.35% |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 25, 2017 |
| Property Address | 9847 ZIG ZAG RD, MONTGOMERY, OH 45242-6310 |
| Document Number | 0000006894 |
| Book / Page | 13425 / 00551 |
| Map Reference | MB 68 PG 23 |
| Instrument Date | May 16, 2017 |
| Instrument | 17-0046894 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,553.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 9847 ZIG ZAG RD, MONTGOMERY, OH 45242-6310 |
| Document Number | 0000006895 |
|---|---|
| Date | May 25, 2017 |
| Instrument | 17-0046895 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2032 |
| Document Number | 0000046896 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 13425/00556 |
| Instrument | 17-0046896 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,802.00 (+2.25%) | $347,586 (+%) Land $47,660 Building $299,926 | $993,100 (-) Land $136,170 Building $856,930 |
| 2024 | $17,411.00 (-0.47%) | $347,584 (-) Land $47,659 Building $299,925 | |
| 2023 | $17,494.00 (-11.37%) | $347,584 (+6.09%) Land $47,659 Building $299,925 | $993,100 (+6.09%) Land $136,170 Building $856,930 |
| 2022 | $19,738.00 Homeowner's exemption | $327,639 Land $47,646 Building $279,993 | |
| 2020 | $936,110 Land $136,130 Building $799,980 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 270 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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