9846 Copper Hill Rd, Saint Louis, MO 63124 Property Records

St. Louis County property record for 9846 Copper Hill Rd, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,917 sqft · built 1962
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,246 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21L-13-0134`

Property Details

APN / Parcel Number

Primary APN	`21L-13-0134`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,917 sqft Living Area
Gross Area	6,338 sqft
1st Floor Area	1,170 sqft
Basement Area	1,477 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	165 ft deep x 154 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,350 sqft
Porch	Enclosed Frame Porch
Porch Area	295 sqft
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9846 COPPER HILL RD
City	SAINT LOUIS
State	MO
Zip	63124-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	FORESTGREEN ESTATES PLAT 3 LOT 102
Legal Subdivision	FORESTGREEN ESTATES PLAT 3
Legal Lot Number	102
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	4
Census Block	4020
Census Tract	217500

Owner

Source: St. Louis County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9846 COPPER HILL RD, SAINT LOUIS, MO 63124-1006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage F&B ACQUISITION GROUP LLC
Apr 15, 2021	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Apr 25, 2019	Deed of Trust, Mortgage F&B ACQUISITION
Sep 18, 2018	Warranty Deed, Transfer F&B ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 17, 2018
Transfer Doc	02320002405
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9846 COPPER HILL RD, SAINT LOUIS, MO 63124-1006
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9846 COPPER HILL RD, SAINT LOUIS, MO 63124-1006

Mortgage

Document Number	0248005315
Date	Apr 15, 2021
Book Page	24800/5315
Instrument	2021041500185

Lender

Name	F&B ACQUISITION GROUP LLC
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9846 COPPER HILL RD, SAINT LOUIS, MO 63124-1006
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9846 COPPER HILL RD, SAINT LOUIS, MO 63124-1006

Mortgage

Document Number	0248005333
Date	Apr 15, 2021
Book Page	24800/5333
Instrument	2021041500186

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9846 COPPER HILL RD, SAINT LOUIS, MO 63124-1006
Document Number	0235062410
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9846 COPPER HILL RD ST LOUIS MO 631241006, ST LOUIS, MO 63124-1006

Mortgage

Document Number	0235062410
Date	May 1, 2019
Book Page	023506/002410
Instrument	530

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 18, 2018
Property Address	9846 COPPER HILL RD, SAINT LOUIS, MO 63124-1006
Document Number	0232002405
Book / Page	023200 / 002405
Instrument Date	Jul 17, 2018
Instrument	602
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9846 COPPER HILL RD ST LOUIS MO 631241006, ST LOUIS, MO 63124-1006

Mortgage

Document Number	232002408
Date	Sep 18, 2018
Book Page	023200/002408
Instrument	603

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$241,470 (+14.39%) Land $113,070 Building $128,400	$1,270,900 (+14.39%) Land $595,100 Building $675,800
2024	$14,246.00 (+0.19%)
2023	$14,219.00	$211,090 Land $88,310 Building $122,780	$1,111,000 Land $464,800 Building $646,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (1979–2024)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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