9845 E Villa Cir, Vero Beach, FL 32966 Property Records

Indian River County property record for 9845 E Villa Cir, Vero Beach, FL 32966

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 2019
Lot Size	0.06 acres (2,614 sqft)
Owner	Trust Name on Record
Last Sale	$178,000 (Apr 2019)
Tax Bill	$2,256 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`33-38-09-00002-0000-00165.0`

Property Details

APN / Parcel Number

Primary APN	`33-38-09-00002-0000-00165.0`
Alternative APN	`62918`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,685 sqft Living Area
2nd Floor Area	782 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	100 ft deep x 24 ft wide
Garage Area	121 sqft
Driveway	Driveway
Driveway Area	360 sqft
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	62918
Street Address	9845 E VILLA CIR
City	VERO BEACH
State	FL
Zip	32966-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-6
Legal Description	VERONA TRACE & THE VILLAS AT VERONA TRACE LOT 165 PBI 20-69 & PBI 22-16
Legal Range	38
Legal Township	33
Legal Section	09
Legal Subdivision	VERONA TRACE SUB & THE VILLAS AT VERONA
Legal Lot Number	165
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2083
Census Tract	50908

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	9845 E VILLA CIR, VERO BEACH, FL 32966-3147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 1, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	3120190018706
Deed Book / Page	3195 / 0559
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	9845 E VILLA CIR, VERO BEACH, FL 32966-3147
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9845 E VILLA CIR, VERO BEACH, FL 32966-3147

Mortgage

Document Number	0033750470
Date	Jan 6, 2021
Book Page	3375/470
Instrument	3120210000815

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 1, 2019
Property Address	9845 E VILLA CIR, VERO BEACH, FL 32966-3147
Document Number	0031950559
Book / Page	3195 / 0559
Map Reference	MB 20 PG 69
Instrument Date	Mar 28, 2019
Instrument	3120190018706
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 6, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,246.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8895 N MILITARY TRL # TRL101B, 8895, WEST PALM BEACH, FL 33410-6220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	9845 E VILLA CIR, VERO BEACH, FL 32966-3147

Mortgage

Document Number	3120190018707
Date	Apr 1, 2019
Instrument	3120190018707

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,256.00 (+2%)	$171,795 (+5.99%)	$242,828 (-11.88%) Land $12,750 Building $230,078
2023	$1,880.00 (+3.07%)	$162,091 (+3%)	$275,560 (+21.48%) Land $12,750 Building $262,810
2022	$1,824.00	$157,370	$226,833 Land $12,750 Building $214,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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