Monroe County property record for 98442 Windward Ave, Key Largo, FL 33037
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 778 sqft · built 1988 |
| Lot Size | 11.4 acres (500,221 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,000 (Apr 2001) |
| Tax Bill | $3,229 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 00091104-003200 |
| Primary APN | 00091104-003200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 778 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Lot Area | 500,221 sqft |
| Account Number | 8746792 |
|---|---|
| Old Parcel Number | 06623900091104003200 |
| Street Address | 98442 WINDWARD AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2379 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 9844-2 PHASE C LANDINGS OF LARGO II, A TOWNHOME CONDO OR1048-708/709 OR1113-2381 OR1131-2351 OR1688-1515 OR2596-1009D/C |
| Legal Range | 39E |
| Legal Township | 62S |
| Legal Section | 06 |
| Legal Subdivision | LANDINGS LARGO 02 TWNHMS PH C |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 970600 |
98442 Windward Ave, a condominium, is owned by an individual who bought it in April 2001.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 490, ZEPHYRHILLS, FL 33539-0490 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2001 · Amount on File |
| Deed Sale | Apr 17, 2001 · Amount on File |
| Deed Document Number | 0168801515 |
| Deed Book / Page | 01688 / 01515 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $371,513 (-) Building $371,513 | $371,513 (-) Building $371,513 | |
| 2024 | $3,229.00 (+10.77%) | $371,513 (+11.54%) Building $371,513 | $371,513 (+11.54%) Building $371,513 |
| 2023 | $2,915.00 (+11.26%) | $333,064 (+11.87%) Building $333,064 | $333,064 (+11.87%) Building $333,064 |
| 2022 | $2,620.00 | $297,722 Building $297,722 | $297,722 Building $297,722 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98442 Windward Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98442 Windward Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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