9844 S 10th St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 9844 S 10th St, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,784 sqft · built 1980
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on File
Last Sale	$193,000 (May 2018)
Tax Bill	$4,379 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-476-012`

Property Details

APN / Parcel Number

Primary APN	`09-26-476-012`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Lot Area	121,968 sqft (2.8 acres)
Garage Area	1,044 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9844 S 10TH ST
City	SCHOOLCRAFT
State	MI
Zip	49087-8449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SEC 26-3-12 BEG AT PT ON E LI SEC 26 668.12 FT N OF SE COR THEREOF TH S 89DEG44MIN W 375 FT TH N PAR TO E LI SD SEC 325 FT TH
Legal Range	12
Legal Township	03
Legal Section	26
Jurisdiction	KALAMAZOO MI
Township / Civil Division	TEXAS
Census Block Group	1
Census Block	1022
Census Tract	3008

Owner

9844 S 10th St is owned and occupied by two individuals who acquired it in November 2025.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9844 S 10TH ST, SCHOOLCRAFT, MI 49087-8449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit TRUST COMPANY
Nov 26, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage STURGIS BANK & TRUST CO
May 30, 2018	Warranty Deed, Transfer · ARM LIGHTHOUSE TITLE INC
May 30, 2018	Warranty Deed, Transfer · ARM OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on File
Deed Sale	May 30, 2018 · Amount on File
Deed Document Number	201817490
Last Transfer Date	Nov 21, 2025
Transfer Doc	0000030953
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 31, 2026
Property Address	9844 S 10TH ST, SCHOOLCRAFT, MI 49087-8449
Document Number	0000023112
Instrument Date	Jul 20, 2026
Instrument	202623112
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9844 S 10TH ST, SCHOOLCRAFT, MI 49087-8449

Mortgage

Document Number	0000023112,
Date	Jul 31, 2026
Instrument	202623112

Lender

Name	TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 2, 2036

Interest

Rate Type	Adjustable Rate
Rate	4.74%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 26, 2025
Property Address	9844 S 10TH ST, SCHOOLCRAFT, MI 49087-8449
Document Number	2025030850
Instrument Date	Nov 21, 2025
Instrument	2025-030850
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	VAN BUREN CNTY TITLE, VAN BUREN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9844 S 10TH ST, SCHOOLCRAFT, MI 49087-8449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9844 S 10TH ST, SCHOOLCRAFT, MI 49087-8449

Mortgage

Document Number	2025030851
Date	Nov 26, 2025
Instrument	2025-030851

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 30, 2018
Property Address	9844 S 10TH ST, SCHOOLCRAFT, MI 49087-8449
Document Number	2018017490
Instrument Date	May 4, 2018
Instrument	2018-017490
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,659.80
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	984 S 10TH ST, 984, SCHOOLCRAFT, MI 49087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25261 44TH AVE, MATTAWAN, MI 49071-7770

Mortgage

Document Number	2018017491
Date	May 30, 2018
Instrument	2018-017491

Lender

Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.49%
Index	1-Year CMT
Max Rate	10.4%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 30, 2018
Property Address	9844 S 10TH ST, SCHOOLCRAFT, MI 49087-8449
Document Number	2018017490
Instrument Date	May 4, 2018
Instrument	2018-017490
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	WEST MI REALTORS TITLE, WEST MICHIGAN REALTORS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,659.80
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9844 S 10TH ST, 9844, SCHOOLCRAFT, MI 49087-8449

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9844 S 10TH ST, SCHOOLCRAFT, MI 49087-8449

Mortgage

Document Number	2018017491
Date	May 30, 2018
Instrument	2018-017491

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.49%
Index	1-Year CMT
Max Rate	10.4%

Tax Assessment & Valuation

The 2025 property tax bill for 9844 S 10th St was $4,379 with a homeowner's exemption, up 2.9% from the year before.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Texas Charter Township
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,400 (+1.18%)	$342,800 (+1.18%)
2025	$4,379.00 (+2.87%) Homeowner's exemption	$169,400	$338,800
2024	$4,257.00
2023		$130,700	$261,400
2019	$3,015.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9844 S 10th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9844 S 10th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 10th St

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