9844 Ridge Run Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 9844 Ridge Run Rd, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 2003
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Jun 2016)
Tax Bill	$1,607 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`105-B09-000-017-00`

Property Details

APN / Parcel Number

Primary APN	`105-B09-000-017-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	95,396 sqft (2.19 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9844 RIDGE RUN RD
City	CHEBOYGAN
State	MI
Zip	49721-7805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENTON RIDGE, LOT 17. (SEC 14, T37N,R1W) 771/190;794/588; 934/929;934/930;976/688;1213/740;1257/372;1308/36;1308/37;1395/700
Legal Range	01W
Legal Township	017
Legal Section	14
Legal Subdivision	BENTON RIDGE
Legal Lot Number	17
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1013
Census Tract	960401

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9844 RIDGE RUN RD, CHEBOYGAN, MI 49721-7805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · VA Mortgage US DEPARTMENT OF VETERANS AFFAIRS
Nov 20, 2019	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT COM
Nov 20, 2019	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT COM
Mar 12, 2018	Deed of Trust, Mortgage · VA Mortgage CONGRESSIONAL BANK
Oct 3, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2016 · Amount on Record
Deed Sale	Jun 10, 2016 · Amount on Record
Prior Sale	Apr 5, 2007
Deed Book / Page	1308 / 37
Prior Transfer Date	Jun 8, 2016
Prior Transfer Doc	1308/0036
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	9844 RIDGE RUN RD, CHEBOYGAN, MI 49721-7805
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9844 RIDGE RUN RD, CHEBOYGAN, MI 49721-7805

Mortgage

Document Number	0000001491/0000000162
Date	Aug 19, 2022
Book Page	0000001491/0000000162

Lender

Name	US DEPARTMENT OF VETERANS AFFAIRS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	9844 RIDGE RUN RD, CHEBOYGAN, MI 49721-7805
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001399/0000000671
Date	Nov 20, 2019
Book Page	0000001399/0000000671

Lender

Name	LOAN DEPOT COM

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	9844 RIDGE RUN RD, CHEBOYGAN, MI 49721-7805
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001399/0000000671
Date	Nov 20, 2019
Book Page	0000001399/0000000671

Lender

Name	LOAN DEPOT COM

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	9844 RIDGE RUN RD, CHEBOYGAN, MI 49721-7805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001355/0000000271
Date	Mar 12, 2018
Book Page	0000001355/0000000271

Lender

Name	CONGRESSIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Oct 3, 2019
Property Address	9844 RIDGE RUN RD, CHEBOYGAN, MI 49721-7805
Document Number	1395/700
Book / Page	1395 / 700
Instrument Date	Oct 3, 2019
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9844 RIDGE RUN RD, CHEBOYGAN, MI 49721-7805

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Benton Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,700 (+10.12%)	$239,400 (+10.12%)
2025	$1,607.00 (+3.21%) Homeowner's exemption	$108,700 (+13.11%)	$217,400 (+13.11%)
2024	$1,557.00 (+7.45%)
2023		$96,100	$192,200
2022	$1,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000
Cherry Capital Connection Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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