9842 Cotton Grass, San Antonio, TX 78254 Property Records

Bexar County property record for 9842 Cotton Grass, San Antonio, TX 78254

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,229 sqft · built 2020
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$292,600 (Nov 2023)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04451-157-0210`

Property Details

APN / Parcel Number

Primary APN	`04451-157-0210`
Alternative APN	`1329791`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,229 sqft Living Area
Gross Area	2,468 sqft
1st Floor Area	1,005 sqft
2nd Floor Area	1,224 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Attached
Garage Area	239 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9842 COTTON GRASS
City	SAN ANTONIO
State	TX
Zip	78254-2293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 4451E (VALLEY RANCH UT-24B), BLOCK 157 LOT 21 2021-NEW PER PLAT 20001/2388-2392 FILED 8-21-2020. CR-50288. JLF/GIS/10-28-2020
Legal Subdivision	CB 4451E (VALLEY RANCH UT-24B)
Legal Block	157
Legal Lot Number	21
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHWEST
Census Block Group	1
Census Block	1024
Census Tract	182105

Owner

9842 Cotton Grass is owned and occupied by an individual who bought it in November 2023.

Source: Bexar County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	9842 COTTON GRASS, SAN ANTONIO, TX 78254-2293
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY SERVICE FCU
Nov 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY SERVICE FCU
Nov 6, 2023	Vendor's Lien, Transfer · Conventional Mortgage SECURITY SERVICE FCU
Feb 2, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Prior Sale	Feb 2, 2021 · Amount on File
Deed Document Number	2023204401
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	9842 COTTON GRASS, SAN ANTONIO, TX 78254-2293
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9842 COTTON GRASS, SAN ANTONIO, TX 78254-2293

Mortgage

Document Number	0000166187
Date	Sep 7, 2023
Instrument	20230166187

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Feb 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	9842 COTTON GRASS, SAN ANTONIO, TX 78254-2293
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 JOE BLANKS ST, SAN ANTONIO, TX 78237-2330

Mortgage

Document Number	0000204403
Date	Nov 6, 2023
Instrument	20230204403

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2038

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	9842 COTTON GRASS, SAN ANTONIO, TX 78254-2293
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 JOE BLANKS ST, SAN ANTONIO, TX 78237-2330

Mortgage

Document Number	0000204403
Date	Nov 6, 2023
Instrument	20230204403

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2038

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Nov 6, 2023
Property Address	9842 COTTON GRASS, SAN ANTONIO, TX 78254-2293
Document Number	0000204401
Map Reference	VOL20001 PG2388-2392
Instrument Date	Nov 2, 2023
Instrument	20230204401
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9842 COTTON GRASS, SAN ANTONIO, TX 78254-2293

Mortgage

Document Number	0000204402
Date	Nov 6, 2023
Instrument	20230204402

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Dec 1, 2028
Change Frequency	3 Years
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	3-Year TN
Max Rate	11.8%

February 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Feb 2, 2021
Property Address	9842 COTTON GRASS, SAN ANTONIO, TX 78254-2293
Document Number	0000029274
Map Reference	VOL 20001 PG 2388-23
Instrument Date	Jan 29, 2021
Instrument	20210029274
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2023
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9842 COTTON GRASS, SAN ANTONIO, TX 78254-2293

Mortgage

Document Number	0000029275
Date	Feb 2, 2021
Instrument	20210029275

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9842 Cotton Grass was $3,808, down 12.4% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,808.00 (-12.36%) Homeowner's exemption	$300,900 Land $57,730 Building $243,170	$300,900 Land $57,730 Building $243,170
2024	$4,345.00 (-25.2%)
2023	$5,809.00 (-12.3%)	$312,650 Land $57,310 Building $255,340	$312,650 Land $57,310 Building $255,340
2022	$6,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9842 Cotton Grass in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	9 (1985–2019)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9842 Cotton Grass is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50

May also be available: Verizon.

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