9841 E Calle de Esperanza, Hereford, AZ 85615 Property Records

Cochise County property record for 9841 E Calle de Esperanza, Hereford, AZ 85615

Property Summary

Property Type	Single Family Home
Details	2,137 sqft · built 2001
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Feb 2015)
Tax Bill	$1,385 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`104-44-009B`

Property Details

APN / Parcel Number

Primary APN	`104-44-009B`
Alternative APN	`104-44-009B3`

Interior

Stories	1 Story
Building Area	2,137 sqft Living Area
1st Floor Area	2,137 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Other
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Carport
Carport	Carport
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	104-44-009B3
Street Address	9841 E CALLE DE ESPERANZA
City	HEREFORD
State	AZ
Zip	85615-8393
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR36
Legal Description	POR SE4 SEC 31 BY M&B COM AT SE COR SAID SEC 31 THN N0DEG E726.56 S89DEG 59MIN W1089' TO POB THN S200' N89DEG 59MIN E163.35' N200' N89DEG 59MIN W163.35' TO POB SEC 31-23-22 .75AC
Legal Range	022
Legal Township	023
Legal Section	31
Jurisdiction	COCHISE AZ
Township / Civil Division	BISBEE
Census Block Group	4
Census Block	4049
Census Tract	2100

Owner

Source: Cochise County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9841 E CALLE DE ESPERANZA, HEREFORD, AZ 85615-8393
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL CORPORATION
May 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MICHAHEL JOHNSON
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2015 · Amount on Record
Deed Sale	Feb 5, 2015 · Amount on Record
Prior Sale	Apr 20, 2012 · Amount on Record
Deed Document Number	20151986
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Recording Date	Aug 10, 2026
Property Address	9841 E CALLE DE ESPERANZA, HEREFORD, AZ 85615-8393
Document Number	0000016087
Instrument Date	Aug 4, 2026
Instrument	202616087
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9841 E CALLE DE ESPERANZA, HEREFORD, AZ 85615-8393

Mortgage

Document Number	0000016087,
Date	Aug 10, 2026
Instrument	202616087

Lender

Name	FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	May 18, 2023
Property Address	9841 E CALLE DE ESPERANZA, HEREFORD, AZ 85615-8393
Document Number	0000008944
Instrument Date	May 15, 2023
Instrument	2023-08944
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20662 W SILVERBELL RD, MARANA, AZ 85653-8360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9841 E CALLE DE ESPERANZA, HEREFORD, AZ 85615-8393

Mortgage

Document Number	0000008945
Date	May 18, 2023
Instrument	2023-08945

Lender

Name	MICHAHEL JOHNSON
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	9841 E CALLE DE ESPERANZA, HEREFORD, AZ 85615-8393
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009209
Date	Apr 6, 2021
Instrument	2021-09209

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Interest

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Cochise County
Elementary School District	Palominas Elementary District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,939 (-4.43%) Land $980 Building $12,959	$139,388 (-4.43%) Land $9,800 Building $129,588
2025	$1,385.00 (+6.95%)	$14,585 (+0.53%) Land $980 Building $13,605	$145,849 (+0.53%) Land $9,800 Building $136,049
2024		$14,508 Land $980 Building $13,528	$145,081 Land $9,800 Building $135,281
2023	$1,295.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 75% of Arizona
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HPAZ.net Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
Integrated Elements Unlimited Fixed Wireless	100 / 8
CenturyLink DSL	40 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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