9840 Hedwig Dr, Saint John, IN 46373 Property Records

Lake County property record for 9840 Hedwig Dr, Saint John, IN 46373

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,878 sqft · built 1977
Lot Size0.321 acres (13,983 sqft)
Owner2 Owner Names on File
Tax Bill$2,760 (2024)
Deeds & MortgagesOct 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN009-22-12-0072-0002

Property Details

APN / Parcel Number

Primary APN009-22-12-0072-0002
Alternative APNs
  • 45-11-32-428-010.000-035
  • 221200720002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,878 sqft Living Area
Basement Area994 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1995
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area13,983 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number009-22-12-0072-0002
Old Parcel Number221200720002
Street Address9840 HEDWIG DR
CitySAINT JOHN
StateIN
Zip46373-9553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMESTEAD ACRES 5TH ADDITION LOT 110
Legal SubdivisionHOMESTEAD ACRES 5TH ADDITION
Legal Lot Number110
JurisdictionLAKE IN
Township / Civil DivisionST. JOHN
Census Block Group1
Census Block1022
Census Tract42608

Owner

The current owner of 9840 Hedwig Dr acquired it in July 2007.

Source: Lake County records, as of March 18, 2026

Owner of Record2 Owner Names on File
Mailing Address9840 HEDWIG DR, SAINT JOHN, IN 46373-9553
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleMar 27, 2007
Last Transfer DateJul 10, 2007
Transfer Doc0000055473
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address9840 HEDWIG DR, SAINT JOHN, IN 46373-9553
Transaction TypeMortgage
Record UpdatedNov 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address9840 HEDWIG DR, SAINT JOHN, IN 46373-9553

Mortgage

Document Number0000034274
DateOct 22, 2021
Instrument2021-534274
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueOct 13, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionSt. John Township
MunicipalitySt. John Town
Unified School DistrictLake Central School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$356,100 Land $57,200 Building $298,900$356,100 Land $57,200 Building $298,900
2024$2,760.00
2023$302,600 (+7.27%) Land $57,200 Building $245,400$302,600 (+7.27%) Land $57,200 Building $245,400
2022$2,770.00$282,100 Land $57,200 Building $224,900$282,100 Land $57,200 Building $224,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9840 Hedwig Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2007)
Most Recent ClaimAug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9840 Hedwig Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. JOHN MUNICIPAL WATER UTILITY
serves 25,700 people · EPA ID IN5245043
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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