984 Virginia Cir, Waterloo, SC 29384 Property Records

Laurens County property record for 984 Virginia Cir, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Last Sale	$65,000 (Aug 2018)
Tax Bill	$1,545 (2025)
Deeds & Mortgages	Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`277-01-01-009`

Property Details

APN / Parcel Number

Primary APN	`277-01-01-009`
Alternative APNs	`2770101009 95713389` `95713389`

Location & Zoning

Old Parcel Number	2770101009 95713389
Street Address	984 VIRGINIA CIR
City	WATERLOO
State	SC
Zip	29384-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 LICK CREEK SUB
Legal Subdivision	LICK CREEK SUB
Legal Lot Number	11
Jurisdiction	LAURENS SC
Township / Civil Division	CROSS HILL
Census Block Group	1
Census Block	1012
Census Tract	921001

Owner

984 Virginia Cir is owned and occupied by two individuals who bought it in August 2018.

Source: Laurens County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	984 VIRGINIA CIR, WATERLOO, SC 29384-3730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2018 · Amount on File
Deed Sale	Aug 16, 2018 · Amount on File
Deed Document Number	0001402258
Record Updated	Jun 8, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Aug 31, 2018
Property Address	984 VIRGINIA CIR, WATERLOO, SC 29384-3730
Document Number	0014020258
Book / Page	001402 / 000258
Instrument Date	Aug 16, 2018
Instrument	7595
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$240.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	968 VIRGINIA CIR WATERLOO SC 293843730, WATERLOO, SC 29384-3730

Tax Assessment & Valuation

The 2025 property tax bill for 984 Virginia Cir was $1,545, up 1.7% from the year before.

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,545.00 (+1.71%)	$4,340 (-) Land $3,680 Building $660
2024	$1,519.00 (+11.53%)	$4,340 (-) Land $3,680 Building $660
2023	$1,362.00 (+10.11%)	$4,340 (+15.12%) Land $1,444 Building $2,896	$72,400 (-28.67%) Building $72,400
2022	$1,237.00	$3,770 Land $3,680 Building $90	$101,500 (-8.56%) Land $100,000 Building $1,500
2021			$111,000 Land $100,000 Building $11,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 984 Virginia Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 984 Virginia Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20