984 Ryde St, Saint Paul, MN 55103 Property Records

Ramsey County property record for 984 Ryde St, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,123 sqft · built 1941
Lot Size	0.095 acres (4,140 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jun 2023)
Tax Bill	$4,568 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-24-0160`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-24-0160`
Alternative APNs	`8012628` `25956`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,123 sqft Living Area
1st Floor Area	936 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Lot Area	4,140 sqft (0.095 acres)
Lot Dimensions	92 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	25956
Street Address	984 RYDE ST
City	SAINT PAUL
State	MN
Zip	55103-1367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAXFIELDS SUBDIVISION OF,LOT 5 EX N 1O FT LOT 23 EX S 2O FT LOT 25 AND ALL OF LOT 24 BLK 53
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	MAXFIELDS SUBDIVISION OF,LOT 5
Legal Block	5
Legal Lot Number	5,23-
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3017
Census Tract	31200

Owner

984 Ryde St is owned and occupied by an individual who bought it in June 2023.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	984 RYDE ST, SAINT PAUL, MN 55103-1367
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2023 · Amount on File
Deed Sale	Jun 29, 2023 · Amount on File
Prior Sale	Jul 15, 1998 · Amount on File
Deed Document Number	20232756682
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 29, 2023
Property Address	984 RYDE ST, SAINT PAUL, MN 55103-1367
Document Number	0T02756682
Instrument Date	Jun 15, 2023
Instrument	T02756682
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 RYDE ST, SAINT PAUL, MN 55103-1367

Mortgage

Document Number	0T02756683
Date	Jun 29, 2023
Instrument	T02756683

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 984 Ryde St was $4,568 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,100 (-2.71%) Land $33,700 Building $232,400	$266,100 (-2.71%) Land $33,700 Building $232,400
2025	$4,568.00 Homeowner's exemption	$273,500 Land $33,700 Building $239,800	$273,500 Land $33,700 Building $239,800
2023	$3,696.00 Homeowner's exemption	$240,400 (-1.6%) Land $33,700 Building $206,700	$240,400 (-1.6%) Land $33,700 Building $206,700
2022		$244,300 Land $33,700 Building $210,600	$244,300 Land $33,700 Building $210,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 984 Ryde St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 984 Ryde St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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