Palm Beach County property record for 984 Patrick Dr, West Palm Beach, FL 33406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5.5 ba · 4,425 sqft · built 2024 |
| Lot Size | 0.288 acres (12,532 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Feb 2005) |
| Tax Bill | $20,046 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-43-44-05-15-000-0010 |
| Primary APN | 00-43-44-05-15-000-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 3 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,425 sqft Living Area |
| Gross Area | 6,322 sqft |
| 1st Floor Area | 1,692 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,532 sqft (0.288 acres) |
| Lot Dimensions | 12,532 ft deep x 1 ft wide |
| Garage Type | Attached |
| Garage Area | 794 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 296 sqft |
| Patio Area | 184 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 984 PATRICK DR |
|---|---|
| City | WEST PALM BEACH |
| State | FL |
| Zip | 33406-4438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | WEST PALM HARBOR LT 1 |
| Legal Range | 43E |
| Legal Township | 44S |
| Legal Section | 05 |
| Legal Subdivision | WEST PALM HARBOR |
| Legal Lot Number | 1 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | LAKE WORTH |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 3801 |
984 Patrick Dr is owned and occupied by two individuals who acquired it in November 2024.
Source: Palm Beach County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 984 PATRICK DR, WEST PALM BEACH, FL 33406-4438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Sep 25, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Feb 7, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2005 · Amount on File |
| Deed Sale | Feb 24, 2005 · Amount on File |
| Deed Document Number | 2005108205 |
| Deed Book / Page | 18178 / 1013 |
| Last Transfer Date | Nov 22, 2024 |
| Transfer Doc | 0354370245 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 984 PATRICK DR, WEST PALM BEACH, FL 33406-4438 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0342761620 |
|---|---|
| Date | May 3, 2023 |
| Book Page | 34276/1620 |
| Instrument | 20230146718 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 12.7% |
| Index | 1-Year T-Bill |
| Max Rate | 12.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 984 PATRICK DR, WEST PALM BEACH, FL 33406-4438 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 984 PATRICK DR, WEST PALM BCH, FL 33406-4438 |
| Document Number | 0323000155 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 32300/155 |
| Instrument | 20210124717 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 984 PATRICK DR, WEST PALM BEACH, FL 33406-4438 |
| Document Number | 0310720424 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 984 PATRICK DR WEST PALM BEACH FL 334064438, WEST PALM BEACH, FL 33406-4438 |
| Document Number | 0310720424 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 031072/000424 |
| Instrument | 445470 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 984 PATRICK DR, WEST PALM BEACH, FL 33406-4438 |
| Document Number | 0301620145 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 984 PATRICK DR WEST PALM BEACH FL 334064438, WEST PALM BEACH, FL 33406-4438 |
| Document Number | 0301620145 |
|---|---|
| Date | Oct 3, 2018 |
| Book Page | 030162/000145 |
| Instrument | 378177 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 984 PATRICK DR, WEST PALM BEACH, FL 33406-4438 |
| Document Number | 0288970009 |
| Book / Page | 028897 / 000009 |
| Instrument Date | Feb 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2017 |
| Name | Verified Name |
|---|---|
| Address | 984 PATRICK DR WEST PALM BEACH FL 334064438, WEST PALM BEACH, FL 33406-4438 |
| Document Number | 0288970009 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 028897/000009 |
| Instrument | 57552 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 15, 2032 |
The 2025 property tax bill for 984 Patrick Dr was $20,046, up 256.1% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,046.00 (+256.12%) | $1,232,234 | $1,232,572 Land $380,793 Building $851,779 |
| 2024 | $5,629.00 (+21.45%) | ||
| 2023 | $4,635.00 (+0.96%) Homeowner's exemption | $293,905 (+3%) | $473,487 (+32.18%) Land $304,593 Building $168,894 |
| 2022 | $4,591.00 Homeowner's exemption | $285,345 | $358,211 Land $220,817 Building $137,394 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 984 Patrick Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 145 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 in force |
| Nearby Flood Claims | 2 (2017–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 984 Patrick Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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