984 Eugene Woodward Rd, Ruby, SC 29741 Property Records

Chesterfield County property record for 984 Eugene Woodward Rd, Ruby, SC 29741 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bathrooms	2 Baths
Year Built	Built 2024
Square Footage	1,544 sqft Total Area
Lot Size	3,293,136 sqft (75.6 acres)
Occupancy	Owner Occupied
Last Sale	$289,900 (2021)
Tax Bill	$4,003.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`109 000 000 052`
Alternative APNs	`00015192` `00835593` `835593`

Interior

Full Baths	2 Baths
Building Area	1,544 sqft Total Area
1st Floor	1,544 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	3,293,136 sqft (75.6 acres)
Total Buildings	8 Total Buildings

Location & Zoning

Account Number	00015192
Street Address	984 EUGENE WOODWARD RD
City	RUBY
State	SC
Zip	29741-6722
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	75.60 ACRE TRACT
Jurisdiction	CHESTERFIELD SC
Minor Civil Division	MOUNT CROGHAN
Census Blockgroup	2
Census Block	2070
Census Tract	950300

Owner

Source: Chesterfield County records · APN 109 000 000 052

Assessment roll updated February 10, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	984 EUGENE WOODWARD RD, RUBY, SC 29741-6722
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2024	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK OF THE CAROLINAS
Feb 01, 2022	Deed of Trust, Mortgage ARBORONE ACA
Feb 01, 2022	Intrafamily Transfer, Transfer ARBORONE ACA
May 14, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Deed Doc Number	20212128
Deed Book / Page	537 / 1059
Last Transfer Date	Jan 27, 2022
Transfer Doc	000544/159
Record Refreshed	Jun 08, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	984 EUGENE WOODWARD RD, RUBY, SC 29741-6722
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 EUGENE WOODWARD RD, RUBY, SC 29741-6722
Investor	Possibly a Property Investor

Mortgage

Document Number	000556/378
Date	Nov 13, 2024
Book Page	556/378
Instrument	2024-4262

Lender

Name	AMERICAN BANK OF THE CAROLINAS
Type	Bank
Address	3806 HIGHWAY 74 E, WINGATE, NC 28174

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 06, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	984 EUGENE WOODWARD RD, RUBY, SC 29741-6722
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000533/117
Date	Feb 01, 2022
Book Page	533/117
Instrument	202200000479

Lender

Name	ARBORONE ACA
Type	Bank
Address	FLORENCE, SC 29502

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 01, 2042

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD SC
Recording Date	Feb 01, 2022
Property Address	984 EUGENE WOODWARD RD, RUBY, SC 29741-6722
Document Number	000544/159
Book / Page	544 / 159
Instrument Date	Jan 27, 2022
Instrument	202200000478
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	984 EUGENE WOODWARD RD, RUBY, SC 29741-6722

Mortgage

Document Number	202200000479
Date	Feb 01, 2022
Instrument	202200000479

Lender

Name	ARBORONE ACA
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 01, 2042

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	May 14, 2021
Property Address	984 EUGENE WOODWARD RD, RUBY, SC 29741-6722
Document Number	00537/1059
Book / Page	537 / 1059
Instrument Date	May 07, 2021
Instrument	202100002128
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Tax	$754.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	146 WATSERN ESTATES RD, WINNSBORO, SC 29180

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,003.00 (+89.72%)	$32,380 (+392.1%) Land $500 Building $31,880
2024			$109,600 (-) Land $102,000 Building $7,600
2023	$2,110.00 (-38.32%)	$6,580 (-40.34%) Land $6,120 Building $460	$109,600 (-40.37%) Land $102,000 Building $7,600
2022	$3,421.00	$11,030 Land $6,120 Building $4,910	$183,800 Land $102,000 Building $81,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 49% of South Carolina
Wildfire Likelihood	About 1 in 943 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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