Orange County property record for 984 Desert Candle Dr, Ocoee, FL 34761
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,632 sqft · built 2023 |
| Lot Size | 0.059 acres (2,558 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Apr 2025) |
| Tax Bill | $6,687 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Nov 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-22-28-3215-01-130 |
| Primary APN | 05-22-28-3215-01-130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,296 sqft |
| 1st Floor Area | 707 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,558 sqft (0.059 acres) |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 984 DESERT CANDLE DR |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-5335 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | GREENS AT FOREST LAKE - PHASE 1 102/9 LOT 113 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 05 |
| Legal Subdivision | GREENS AT FOREST LAKE - PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 113 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 17506 |
Source: Orange County records · APN 05-22-28-3215-01-130
Assessment roll updated April 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 984 DESERT CANDLE DR, OCOEE, FL 34761-5335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Apr 25, 2025 | Warranty Deed, Transfer · FHA Mortgage UMC MORTGAGE CO |
| Nov 07, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 01, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2025 · Amount on Record |
| Deed Sale | Apr 25, 2025 · Amount on Record |
| Prior Sale | Feb 01, 2023 · Amount on Record |
| Deed Document Number | 2025242958 |
| Prior Transfer Date | Nov 06, 2024 |
| Prior Transfer Doc | 0000639937 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 25, 2025 |
| Property Address | 984 DESERT CANDLE DR, OCOEE, FL 34761-5335 |
| Document Number | 0000242958 |
| Map Reference | MB 102 PG 9-14 |
| Instrument Date | Apr 14, 2025 |
| Instrument | 20250242958 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Title Company | FIRST AMER TITLE INS COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,835.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17300 PESCE LOOP, BELLA COLLINA, FL 34756-3634 |
| Name | Verified Name |
|---|---|
| Address | 984 DESERT CANDLE DR, OCOEE, FL 34761-5335 |
| Document Number | 0000242959 |
|---|---|
| Date | Apr 25, 2025 |
| Instrument | 20250242959 |
| Name | UMC MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Number | 0000242960 |
|---|---|
| Date | Apr 25, 2025 |
| Instrument | 20250242960 |
| Name | UMC MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 07, 2024 |
| Property Address | 984 DESERT CANDLE DR, OCOEE, FL 34761-5335 |
| Document Number | 0000639937 |
| Map Reference | MB 102 PG 9-14 |
| Instrument Date | Nov 06, 2024 |
| Instrument | 20240639937 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17300 PESCE LOOP, BELLA COLLINA, FL 34756-3634 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 17300 PESCE LOOP, BELLA COLLINA, FL 34756-3634 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 01, 2023 |
| Property Address | 984 DESERT CANDLE DR, OCOEE, FL 34761-5335 |
| Document Number | 0000057647 |
| Map Reference | MB 102 PG 9-14 |
| Instrument Date | Jan 30, 2023 |
| Instrument | 20230057647 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 09, 2025 |
| Title Company | CAREFREE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,779.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302 |
| Name | Verified Name |
|---|---|
| Address | 984 DESERT CANDLE DR, OCOEE, FL 34761-5335 |
| Document Number | 0000057648 |
|---|---|
| Date | Feb 01, 2023 |
| Instrument | 20230057648 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $333,900 (-8.29%) Land $65,000 Building $268,900 | $333,900 (-8.29%) Land $65,000 Building $268,900 | |
| 2025 | $6,687.00 (+2.73%) | $364,100 (+460.15%) Land $65,000 Building $299,100 | $364,100 (+460.15%) Land $65,000 Building $299,100 |
| 2024 | $6,509.00 (+349.83%) | ||
| 2023 | $1,447.00 (+38.07%) | $65,000 (+18.18%) Land $65,000 | $65,000 (+18.18%) Land $65,000 |
| 2022 | $1,048.00 | $55,000 Land $55,000 | $55,000 Land $55,000 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950175061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 100 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Lumen Technologies.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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