984 Carmen Ct, San Marcos, CA 92069 Property Records

San Diego County property record for 984 Carmen Ct, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,280 sqft · built 1990
Lot Size	1.03 acres (45,302 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Oct 2022)
Tax Bill	$9,468 (2025)
Deeds & Mortgages	Dec 2022 Transfer Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`224-180-40-00`

Property Details

APN / Parcel Number

Primary APN	`224-180-40-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,280 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	45,302 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	984 CARMEN CT
City	SAN MARCOS
State	CA
Zip	92069-9781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 3 TR PM15025
Legal Subdivision	PARCEL MAP NO 15025
Legal Tract	15025
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4016
Census Tract	20304

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	984 CARMEN CT, SAN MARCOS, CA 92069-9781
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Intrafamily Transfer, Transfer
Oct 17, 2022	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Sep 4, 2013 · Amount on Record
Deed Document Number	2022401150
Last Transfer Date	Dec 14, 2022
Transfer Doc	0000482197
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2022
Property Address	984 CARMEN CT, SAN MARCOS, CA 92069-9781
Document Number	0000482197
Map Reference	DOC 87-834474
Instrument Date	Dec 14, 2022
Instrument	2022-0482197
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	984 CARMEN CT, SAN MARCOS, CA 92069-9781

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2022
Property Address	984 CARMEN CT, SAN MARCOS, CA 92069-9781
Document Number	0000401150
Map Reference	DOC 87-634474
Instrument Date	Sep 7, 2022
Instrument	2022-0401150
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	984 CARMEN CT, SAN MARCOS, CA 92069-9781

Mortgage

Document Number	0000401151
Date	Oct 17, 2022
Instrument	2022-0401151

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	Other
Margin	3
Max Rate	9.87%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	984 CARMEN CT, SAN MARCOS, CA 92069-9781
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 CARMEN CT, SAN MARCOS, CA 92069-9781

Mortgage

Document Number	0000160576
Date	Mar 2, 2021
Instrument	2021-0160576

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$848,964 (+2%) Land $262,594 Building $586,370
2025	$9,468.00 (+7.59%) Homeowner's exemption	$832,319 (+4.04%) Land $257,446 Building $574,873
2023	$8,800.00 (+187.02%) Homeowner's exemption	$800,000 Land $247,450 Building $552,550
2022	$3,066.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile, Verizon.

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