St. Clair County property record for 984 Braidwood Rd, Riley, MI 48041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1990 |
| Lot Size | 2.34 acres (101,930 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $177,187 (Feb 2015) |
| Tax Bill | $2,698 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-29-027-1001-400 |
| Primary APN | 74-29-027-1001-400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 1,380 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 101,930 sqft (2.34 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 984 BRAIDWOOD RD |
|---|---|
| City | RILEY |
| State | MI |
| Zip | 48041-3705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | N 254.38' OF W 400' OF NW 1/4 SECTION 27 T6N R14E 2.34 A |
| Legal Range | 14E |
| Legal Township | 06N |
| Legal Section | 27 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | RILEY |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 658500 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 984 BRAIDWOOD RD, RILEY, MI 48041-3705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Feb 1, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST STATE BANK & TRUST |
| Jan 26, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2015 · Amount on Record |
| Deed Sale | Feb 25, 2015 · Amount on Record |
| Deed Document Number | 20154254 |
| Deed Book / Page | 4580 / 241 |
| Last Transfer Date | Jan 7, 2021 |
| Transfer Doc | 0005311633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 984 BRAIDWOOD RD, RILEY, MI 48041-3705 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 984 BRAIDWOOD RD, RILEY, MI 48041-3705 |
| Document Number | 0005652104 |
|---|---|
| Date | Sep 7, 2023 |
| Book Page | 5652/104 |
| Instrument | 2023015756 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 28, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 1, 2021 |
| Property Address | 984 BRAIDWOOD RD, RILEY, MI 48041-3705 |
| Document Number | 0005311633 |
| Book / Page | 5311 / 633 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 2021002901 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | CHIRCO TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 984 BRAIDWOOD RD, RILEY, MI 48041-3705 |
| Document Number | 2021002902 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021002902 |
| Name | FIRST STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 984 BRAIDWOOD RD, RILEY, MI 48041-3705 |
| Document Number | 0047960947 |
| Book / Page | 004796 / 000947 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2017 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 984 BRALDWOOD RD MEMPHIS MI 48041, MEMPHIS, MI 48041 |
| Document Number | 0047960947 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 004796/000947 |
| Name | AMERIFIRST FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2047 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Riley Township |
| Unified School District | Memphis Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,400 (+6.53%) | $270,800 (+6.53%) | |
| 2025 | $2,698.00 (+2.9%) Homeowner's exemption | $127,100 (+17.79%) | |
| 2024 | $2,622.00 (+9.34%) | $254,200 (+17.79%) | |
| 2023 | $107,900 | ||
| 2022 | $2,398.00 | $215,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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