984 16th Ave SE, Forest Lake, MN 55025 Property Records

Washington County property record for 984 16th Ave SE, Forest Lake, MN 55025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,014 sqft · built 2001
Lot Size	0.039 acres (1,681 sqft)
Owner	Individual Name on File
Last Sale	$224,900 (Aug 2024)
Tax Bill	$2,974 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-032-21-24-0077`

Property Details

APN / Parcel Number

Primary APN	`16-032-21-24-0077`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,014 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Other
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,681 sqft (0.039 acres)
Garage Type	Attached
Garage Area	306 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	984 16TH AVE SE
City	FOREST LAKE
State	MN
Zip	55025-1973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME GRAND OAKS LOT 16 BLOCK 1 SUBDIVISIONCD 00514 (CIC#145-CREATED 9-13-00 REC'D PLAT #00566)
Legal Range	21W
Legal Township	32N
Legal Section	16
Legal Subdivision	GRAND OAKS
Legal Block	1
Legal Lot Number	16
Jurisdiction	WASHINGTON MN
Township / Civil Division	FOREST LAKE
Census Block Group	3
Census Block	3014
Census Tract	70104

Owner

984 16th Ave SE is owned and occupied by an individual who bought it in August 2024.

Source: Washington County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	984 16TH AVE SE, FOREST LAKE, MN 55025-1973
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Warranty Deed, Transfer · Commercial Mortgage SUNRISE BANK
Dec 22, 2022	Deed of Trust, Mortgage · USDA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 28, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 16, 2019	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2024 · Amount on File
Deed Sale	Aug 15, 2024 · Amount on File
Prior Sale	Dec 5, 2023 · Amount on File
Deed Document Number	20244445700
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Dec 5, 2023
Property Address	984 16TH AVE SE, FOREST LAKE, MN 55025-1973
Document Number	0004423993
Instrument Date	Dec 1, 2023
Instrument	4423993
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$646.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3539 DOUGLAS DR N, CRYSTAL, MN 55422-2415
Investor	Possibly a Property Investor

Mortgage

Document Number	0004423994
Date	Dec 5, 2023
Instrument	4423994

Lender

Name	SUNRISE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	15 Months
Due	Mar 1, 2025

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	984 16TH AVE SE, FOREST LAKE, MN 55025-1973
Transaction Type	Mortgage
Record Updated	Jan 3, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 16TH AVE SE, FOREST LAKE, MN 55025-1973

Mortgage

Document Number	0004395268
Date	Dec 22, 2022
Instrument	4395268

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Jun 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	984 16TH AVE SE, FOREST LAKE, MN 55025-1973
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004320450
Date	Jun 28, 2021
Instrument	4320450

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Sep 16, 2019
Property Address	984 16TH AVE SE, FOREST LAKE, MN 55025-1973
Document Number	0004209503
Instrument Date	Aug 16, 2019
Instrument	4209503
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 16TH AVE SE, FOREST LAKE, MN 55025-1973

Mortgage

Document Number	0004209504
Date	Sep 16, 2019
Instrument	4209504

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 984 16th Ave SE was $2,974 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Forest Lake City
Unified School District	Forest Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,974.00 Homeowner's exemption
2025		$290,900 (-0.85%) Land $75,000 Building $215,900	$290,900 (-0.85%) Land $75,000 Building $215,900
2024		$293,400 Land $75,000 Building $218,400	$293,400 Land $75,000 Building $218,400
2023	$2,592.00
2022		$272,600 Land $64,600 Building $208,000	$272,600 Land $64,600 Building $208,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 984 16th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 984 16th Ave SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Forest Lake serves 11,800 people · EPA ID MN1820005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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