984 12th Ave S, Onalaska, WI 54650 Property Records

La Crosse County property record for 984 12th Ave S, Onalaska, WI 54650

Property Summary

Property Type	Other Improved
Lot Size	0.403 acres (17,555 sqft)
Owner	Company Name on File
Last Sale	$532,400 (Jun 2022)
Tax Bill	$22,465 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`018-003131-008`

Property Details

APN / Parcel Number

Primary APN	`018-003131-008`
Alternative APN	`74599`

Exterior

Lot Area	17,555 sqft (0.403 acres)

Location & Zoning

Street Address	984 12TH AVE S
City	ONALASKA
State	WI
Zip	54650-3448
Property Category	Other
Property Type	Other > Other Improved
Legal Description	CERTIFIED SURVEY MAP NO. 154 VOL 19 DOC NO. 1792855 LOT 7 SUBJ TO & T/W AGREE IN DOC NO. 1795653
Legal Lot Number	7
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	4
Census Block	4053
Census Tract	10500

Owner

984 12th Ave S is owned by a company that bought it in June 2022.

Source: La Crosse County records, as of February 19, 2026

Owner of Record	Company Name on File
Mailing Address	N1964 JOY LN, LA CROSSE, WI 54601-7171
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Oct 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage WBD INC
Dec 13, 2024	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK
Oct 16, 2018	Quit Claim Deed, Transfer KNIGHT BARRY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Nov 24, 2021 · Amount on File
Deed Document Number	1795652
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	984 12TH AVE S, ONALASKA, WI 54650-3448
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001787521
Date	Jan 6, 2022
Instrument	1787521

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	984 12TH AVE S, ONALASKA, WI 54650-3448
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001788120
Date	Jan 18, 2022
Instrument	1788120

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	984 12TH AVE S, ONALASKA, WI 54650-3448
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001788136
Date	Jan 19, 2022
Instrument	1788136

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	984 12TH AVE S, ONALASKA, WI 54650-3448
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001800559
Date	Oct 7, 2022
Instrument	1800559

Lender

Name	WBD INC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	984 12TH AVE S, ONALASKA, WI 54650-3448
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001828117
Date	Dec 13, 2024
Instrument	1828117

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jun 24, 2022
Property Address	984 12TH AVE S, ONALASKA, WI 54650-3448
Document Number	0001795652
Map Reference	DOC 1792855 PG 154
Instrument Date	Jun 24, 2022
Instrument	1795652
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,597.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001795654
Date	Jun 24, 2022
Instrument	1795654

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA CROSSE WI
Recording Date	Oct 16, 2018
Property Address	984 12TH AVE S, ONALASKA, WI 54650-3448
Document Number	0001717705
Map Reference	DOC 1467382
Instrument Date	Aug 24, 2018
Instrument	1717705
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 12TH AVE S STE 100, 100, ONALASKA, WI 54650-3507

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Flood

FEMA maps place 984 12th Ave S in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1997–2004)
Most Recent Claim	Aug 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 984 12th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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