98396 E Cougar Ln, Brookings, OR 97415 Property Records

Curry County property record for 98396 E Cougar Ln, Brookings, OR 97415

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,039 sqft · built 1990
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual Name on Record
Tax Bill	$2,289 (2026)
Deeds & Mortgages	Mar 2019 Refinance Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4013-28DA-00300`

Property Details

APN / Parcel Number

Primary APN	`4013-28DA-00300`
Alternative APNs	`4013-28DA-00300-00` `R19894`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,039 sqft Living Area
1st Floor Area	1,364 sqft
Basement Area	675 sqft
Finished Basement	675 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2001
Exterior Material	Plywood
Foundation Type	Concrete
Roof Type	Gable
Lot Area	58,806 sqft
Deck Area	241 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	R19894
Street Address	98396 E COUGAR LN
City	BROOKINGS
State	OR
Zip	97415-9273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	ACRES 1.35
Legal Range	13
Legal Township	40
Legal Section	28
Legal Subdivision	VAN PELTS HILLS RANCHESTTES
Legal Lot Number	55
Jurisdiction	CURRY OR
Township / Civil Division	BROOKINGS
Census Block Group	1
Census Block	1025
Census Tract	950301

Owner

Source: Curry County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98396 E COUGAR LN, BROOKINGS, OR 97415-9273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Jun 14, 2021	Deed of Trust, Mortgage ROGUE FCU
Nov 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 19, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 30, 2020
Transfer Doc	202004566
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRY OR
Property Address	98396 E COUGAR LN, BROOKINGS, OR 97415-9273
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201900886
Date	Mar 19, 2019
Instrument	2019-00886

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRY OR
Property Address	98396 E COUGAR LN, BROOKINGS, OR 97415-9273
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98396 E COUGAR LN, BROOKINGS, OR 97415-9273

Mortgage

Document Number	202102923
Date	Jun 14, 2021
Instrument	2021-02923

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2041

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CURRY OR
Recording Date	Nov 6, 2020
Property Address	98396 E COUGAR LN, BROOKINGS, OR 97415-9273
Document Number	202004566
Instrument Date	Jun 30, 2020
Instrument	2020-04566
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98396 E COUGAR LN, BROOKINGS, OR 97415-9273

Mortgage

Document Number	202004567
Date	Nov 6, 2020
Instrument	2020-04567

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CURRY OR
Recording Date	Mar 19, 2019
Property Address	98396 E COUGAR LN, BROOKINGS, OR 97415-9273
Document Number	201900885
Instrument Date	Mar 8, 2019
Instrument	2019-00885
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900886
Date	Mar 19, 2019
Instrument	2019-00886

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Curry County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Curry County
Unified School District	Brookings-Harbor School District 17 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,289.00 (+3.02%)	$308,490 (+3%)	$481,440 (-9.66%) Land $213,170 Building $268,270
2025	$2,222.00 (+6.47%)	$299,510 (+6.09%)	$532,930 (+10.26%) Land $261,090 Building $271,840
2023	$2,087.00 (+2.91%)	$282,330 (+3%)	$483,320 (+5.6%) Land $254,110 Building $229,210
2022	$2,028.00	$274,110	$457,680 Land $225,550 Building $232,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (2012–2019)
Most Recent Claim	Apr 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 82% of Oregon
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beacon Broadband Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
600Amps Internet Services Fixed Wireless	200 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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