9838 Foreman St SE, Ada, MI 49301 Property Records

Kent County property record for 9838 Foreman St SE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 3,730 sqft · built 2021
Lot Size	49.1 acres (2,141,845 sqft)
Owner	Individual Name on File
Tax Bill	$17,260 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`41-20-06-100-042`

Property Details

APN / Parcel Number

Primary APN	`41-20-06-100-042`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,730 sqft Living Area
1st Floor Area	3,268 sqft
Basement Area	3,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Lot Area	2,141,845 sqft (49.1 acres)
Garage Area	1,036 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9838 FOREMAN ST SE
City	ADA
State	MI
Zip	49301-9122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Description	412006100042 PART OF NW 1/4 COM 950.0 FT S 89D 51M 33S W ALONG N SEC LINE FROM N 1/4 COR TH S 0D 39M 01S E 740.0 FT TH N 89D
Legal Range	09W
Legal Township	06N
Legal Section	06
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2007
Census Tract	12003

Owner

9838 Foreman St SE is owned and occupied by an individual who acquired it in February 2021.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	9838 FOREMAN ST SE, ADA, MI 49301-9122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK
Mar 2, 2021	Intrafamily Transfer, Transfer · Construction Mortgage MERCANTILE BANK OF MICHIGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 26, 2021
Transfer Doc	0000024602
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	9838 FOREMAN ST SE, ADA, MI 49301-9122
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9838 FOREMAN ST SE, ADA, MI 49301-9122

Mortgage

Document Number	0000028390
Date	May 23, 2023
Instrument	20230523-0028390

Lender

Name	MERCANTILE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Mar 2, 2021
Property Address	9838 FOREMAN ST SE, ADA, MI 49301-9122
Document Number	0000024602
Instrument Date	Feb 26, 2021
Instrument	20210302-0024602
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9850 FOREMAN ST SE, ADA, MI 49301-9122

Mortgage

Document Number	0000024604
Date	Mar 2, 2021
Instrument	20210301-0024604

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

Mortgage

Document Number	0000024604
Date	Mar 2, 2021
Instrument	20210302-0024604

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 9838 Foreman St SE was $17,260.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$810,800 (+17.02%)	$1,621,600 (+17.02%)
2025	$17,260.00 Homeowner's exemption	$692,900	$1,385,800
2023		$585,400	$1,170,800
2021	$3,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9838 Foreman St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9838 Foreman St SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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