9834 Smarty Jones Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 9834 Smarty Jones Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,213 sqft · built 2017
Lot Size0.161 acres (7,025 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (May 2017)
Tax Bill$7,624 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Nov 2021 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN077775-1102

Property Details

APN / Parcel Number

Primary APN077775-1102
Alternative APN
  • U1931209Z7000010000330

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,213 sqft Living Area
Gross Area4,075 sqft
1st Floor Area1,498 sqft
Upper Floors Area1,715 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2021
Architectural StyleContemporary
Exterior MaterialMasonry/Stucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,025 sqft (0.161 acres)
Lot Dimensions117 ft deep x 60 ft wide
Garage TypeAttached
Garage Area638 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777751102
Street Address9834 SMARTY JONES DR
CityRUSKIN
StateFL
Zip33573-6716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT PHASE 1C-1 PARTIAL REPLAT LOT 33 BLOCK 10
Legal Range20E
Legal Township31S
Legal Section19
Legal SubdivisionBELMONT PHASE 1C-1 PARTIAL REPLAT
Legal Phase1C-1
Legal Tract99I
Legal Block10
Legal Lot Number33
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1036
Census Tract14007

Owner

Source: Hillsborough County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9834 SMARTY JONES DR, RUSKIN, FL 33573-6716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 3, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOM MORTGAGE CORP
Dec 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Dec 20, 2019Loan Modification, Mortgage · FHA Mortgage
FREEDOM MTG
May 17, 2017Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2017 · Amount on Record
Deed SaleMay 17, 2017 · Amount on Record
Deed Document Number2017188074
Deed Book / Page24942 / 880
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address9834 SMARTY JONES DR, RUSKIN, FL 33573-6716
Transaction TypeMortgage
Record UpdatedMar 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address9834 SMARTY JONES DR, RUSKIN, FL 33573-6716

Mortgage

Document Number0000064918
DateFeb 16, 2023
Instrument2023064918
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueFeb 1, 2050

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address9834 SMARTY JONES DR, RUSKIN, FL 33573-6716
Transaction TypeMortgage
Record UpdatedNov 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address9834 SMARTY JONES DR, RUSKIN, FL 33573-6716

Mortgage

Document Number2021557119
DateNov 3, 2021
Instrument2021557119
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term339 Months
DueFeb 1, 2050

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address9834 SMARTY JONES DR, RUSKIN, FL 33573-6716
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0254551806
DateDec 27, 2017
Book Page25455/1806
Instrument2017496927
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueJan 1, 2047

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHILLSBOROUGH FL
Property Address9834 SMARTY JONES DR, RUSKIN, FL 33573-6716
Document Number0000099545
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedApr 24, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9834 SMARTY JONES DR RUSKIN FL 335736716, RUSKIN, FL 33573-6716

Mortgage

Document Number0000099545
DateMar 12, 2020
Instrument99545
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressFISHERS, IN 46037
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 11, 2050
Interest
Rate TypeFixed Rate
Rate3.87%

May 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 17, 2017
Property Address9834 SMARTY JONES DR, RUSKIN, FL 33573-6716
Document Number0000188074
Book / Page24942 / 0880
Map ReferenceMB124 PG12
Instrument DateApr 28, 2017
Instrument2017188074
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address9834 SMARTY JONES DR, RUSKIN, FL 33573-6716

Mortgage

Document Number0000188075
DateMay 17, 2017
Instrument2017188075
Lender
NameUNIVERSAL AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$297,237 (+2.7%)$402,428 (-3.69%) Land $90,347 Building $312,081
2025$7,624.00 (+10.28%) Homeowner's exemption$289,423 (+5.99%)$417,836 (+4.86%) Land $97,297 Building $320,539
2023$6,913.00 (+3.92%) Homeowner's exemption$273,074 (+3%)$398,461 (+8.1%) Land $90,347 Building $308,114
2022$6,652.00 Homeowner's exemption$265,120$368,614 Land $76,448 Building $292,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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