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9834 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9834 River Rd, Clay, MI 48001 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,521 sqft
Lot Size0.157 acres (6,839 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Feb 2024)
Tax Bill$2,205 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Nov 2023 Transfer
Flood ZoneZone AE (high risk)
APN74-14-316-0009-000

Property Details

APN / Parcel Number

Primary APN74-14-316-0009-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,521 sqft Living Area
1st Floor Area1,053 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Lot Area6,839 sqft (0.157 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage Area612 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address9834 RIVER RD
CityCLAY
StateMI
Zip48001-4534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 OAK GROVE SUBD OF A PART OF PC 200
Legal SubdivisionOAK GROVE SUBD
Legal Lot Number8
Legal Unit8
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group1
Census Block1002
Census Tract646000

Owner

Source: St. Clair County records · APN 74-14-316-0009-000

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9834 RIVER RD, CLAY, MI 48001-4534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Warranty Deed, Transfer · Conventional Mortgage
THOMPSON KANE & CO INC
Nov 27, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2024 · Amount on Record
Deed SaleFeb 27, 2024 · Amount on Record
Deed Document Number20243192
Prior Transfer DateNov 22, 2023
Prior Transfer Doc0005672652
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateFeb 27, 2024
Property Address9834 RIVER RD, CLAY, MI 48001-4534
Document Number0005693196
Book / Page5693 / 196
Map ReferenceLB 18 PG 180
Instrument DateDec 29, 2023
Instrument2024003192
Transaction TypeTransfer
Record UpdatedApr 03, 2024
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
Tax$2,062.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9834 RIVER RD, CLAY, MI 48001-4534

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5201 BROOKSIDE DR APT 209, 209, MADISON, WI 53718-1925

Mortgage

Document Number2024003193
DateFeb 27, 2024
Instrument2024003193
Lender
NameTHOMPSON KANE & CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term2 Months
DueApr 01, 2024

Mortgage

Document Number0005693198
DateFeb 27, 2024
Book Page5693/198
Instrument2024003193
Lender
NameTHOMPSON KANE & CO INC
TypeMortgage Company
Address8040 EXCELSIOR DR STE 100, MADISON, WI 53717
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term2 Months
DueApr 01, 2024

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT CLAIR MI
Recording DateNov 27, 2023
Property Address9834 RIVER RD, CLAY, MI 48001-4534
Document Number0005672652
Book / Page5672 / 652
Map ReferenceLB 18 PG 180
Instrument DateNov 22, 2023
Instrument2023020613
Transaction TypeTransfer
Record UpdatedDec 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11247 MILLPOND LN, WASHINGTON, MI 48094-1590

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address11247 MILLPOND LN, WASHINGTON, MI 48094-1590

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,205.00 (-42.44%) Homeowner's exemption$122,300 (+13.87%)
2024$3,831.00 (+53.3%)$244,600 (+13.87%)
2023$107,400
2022$2,499.00$214,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476460001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 26 individual NFIP policies nearby
Nearby Flood Policies26 in force
Nearby Flood Claims11 (1981–2019)
Claims Outside the SFHA8 of 11
Most Recent ClaimJun 2019

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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