983 W Eldred Rd, Eldred, PA 16731 Property Records

McKean County property record for 983 W Eldred Rd, Eldred, PA 16731 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1939
Square Footage	1,396 sqft Total Area
Lot Size	169,448 sqft (3.89 acres)
Occupancy	Owner Occupied
Last Sale	$105,000 (2012)
Tax Bill	$2,165.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`20-005.-112.00`
Alternative APN	`012220`

Interior

Building Area	1,396 sqft Total Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	169,448 sqft (3.89 acres)

Location & Zoning

Street Address	983 W ELDRED RD
City	ELDRED
State	PA
Zip	16731-2719
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:1037-0643
Jurisdiction	MCKEAN PA
Minor Civil Division	ELDRED
Census Blockgroup	3
Census Block	3035
Census Tract	420600

Owner

Source: McKean County records · APN 20-005.-112.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	983 W ELDRED RD, ELDRED, PA 16731-2719
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 26, 2012 · Amount on Record
Deed Sale	Dec 26, 2012 · Amount on Record
Deed Doc Number	20125863
Deed Book / Page	744 / 732
Last Transfer Date	Jul 14, 2016
Transfer Doc	851/0500
Record Refreshed	Jun 08, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Jun 26, 2023
Property Address	983 W ELDRED RD, ELDRED, PA 16731-2719
Document Number	001037/643
Book / Page	1037 / 643
Instrument Date	Jun 23, 2023
Instrument	202302094
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 W ELDRED RD, ELDRED, PA 16731-2719

Mortgage

Document Number	0202302095
Date	Jun 26, 2023
Instrument	202302095

Lender

Name	OLEAN AREA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jul 01, 2033
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Margin	3
Max Rate	12.5%

Tax Assessment & Valuation

Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
County Subdivision	Eldred Township
Unified School District	Otto-Eldred School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,165.00 (+2.41%)	$56,510 (-) Land $13,540 Building $42,970
2025	$2,114.00 (+7.47%)	$56,510 (-) Land $13,540 Building $42,970
2024	$1,967.00	$56,510 (-) Land $13,540 Building $42,970
2023	$1,967.00	$56,510 Land $13,540 Building $42,970
1998			$56,510 Land $13,540 Building $42,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McKean County (42083C), updated December 22, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.