983 Trojan Cir, Troy, MO 63379 Property Records

Lincoln County property record for 983 Trojan Cir, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 2005
Lot Size	0.578 acres (25,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,800 (Mar 2009)
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage May 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`15-70-35-002-012-009.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-35-002-012-009.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,356 sqft Living Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,178 sqft (0.578 acres)
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	983 TROJAN CIR
City	TROY
State	MO
Zip	63379-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 PINTAIL ESTATES
Legal Range	01W
Legal Township	49N
Legal Section	35
Legal Subdivision	PINTAIL ESTATES
Legal Lot Number	9
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1005
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	983 TROJAN CIR, TROY, MO 63379-3206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage DISCOVER BANK
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2009 · Amount on Record
Deed Sale	Mar 30, 2009 · Amount on Record
Prior Sale	Jan 20, 2006 · Amount on Record
Deed Document Number	20093358
Deed Book / Page	2074 / 153
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Jun 14, 2023
Property Address	983 TROJAN CIR, TROY, MO 63379-3206
Document Number	002491/252
Book / Page	2491 / 252
Map Reference	MB 14 PG 49
Instrument Date	May 2, 2023
Instrument	2023004448
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	983 TROJAN CIR, CLARENCE, NY 14031

Mortgage

Document Number	2023004449
Date	Jun 14, 2023
Instrument	2023004449

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 8, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	983 TROJAN CIR, TROY, MO 63379-3206
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 TROJAN CIR, TROY, MO 63379-3206

Mortgage

Document Number	2464/790
Date	May 27, 2021
Book Page	2464/790
Instrument	2021007327

Lender

Name	ALTRA FCU
Type	Credit Union
Address	WENTZVILLE, MO 63385

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 12, 2036

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,380 (-) Land $2,869 Building $23,511
2025	$1,657.00 (+7.18%)	$26,380 (+8.56%) Land $2,869 Building $23,511	$138,840 (+8.55%) Land $15,100 Building $123,740
2023	$1,546.00 (+5.1%)	$24,301 (+5.58%) Land $1,900 Building $22,401	$127,900 (+5.58%) Land $10,000 Building $117,900
2022	$1,471.00	$23,017 Land $1,900 Building $21,117
2021			$121,140 Land $10,000 Building $111,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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