Clatsop County property record for 983 Summit Ave, Gearhart, OR 97138
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,147 sqft · built 2001 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,770 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 61003CA02307 |
| Primary APN | 61003CA02307 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,147 sqft Living Area |
| Gross Area | 3,675 sqft |
| 1st Floor Area | 1,302 sqft |
| Basement Area | 661 sqft |
| Finished Basement | 500 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Prefabricated |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.519 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Driveway Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Covered Porch |
| Porch Area | 83 sqft |
| Deck Area | 48 sqft |
| Patio Area | 3,600 sqft |
| Shed | 1 Shed |
| Shed Area | 83 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 8108 |
|---|---|
| Street Address | 983 SUMMIT AVE |
| City | GEARHART |
| State | OR |
| Zip | 97138-4228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | GEARHART CREEKSIDE NO 2 LT 19 |
| Legal Range | 10 |
| Legal Township | 06 |
| Legal Section | 03 |
| Legal Quarter | SW |
| Quarter-Quarter Section | NE |
| Legal Subdivision | GEARHART CREEKSIDE |
| Legal Lot Number | 19 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | ASTORIA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950700 |
983 Summit Ave is owned and occupied by two individuals.
Source: Clatsop County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 983 SUMMIT AVE, GEARHART, OR 97138-4228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Nov 26, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000996549 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | May 18, 2026 |
| Property Address | 983 SUMMIT AVE, GEARHART, OR 97138-4228 |
| Document Number | 0000002568 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20262568 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 983 SUMMIT AVE, GEARHART, OR 97138-4228 |
| Document Number | 0000002568, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 20262568 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 5, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 983 SUMMIT AVE, GEARHART, OR 97138-4228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000009029 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 201809029 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 983 Summit Ave was $5,770.
Source: Clatsop County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Municipality | Gearhart City |
| Unified School District | Seaside School District 10 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,770.00 | $726,636 Building $726,636 | $911,386 Land $184,750 Building $726,636 |
| 2023 | $5,702.00 (+3.09%) | $497,994 (+3%) | $966,249 (+4.54%) Land $185,256 Building $780,993 |
| 2022 | $5,531.00 | $483,490 | $924,248 Land $161,093 Building $763,155 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 983 Summit Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 111 individual policies |
| Nearby Flood Policies | 118 units insured incl. 7 condo units |
| Nearby Flood Claims | 7 (1996–2012) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Dec 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 983 Summit Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEARHART WATER DEPARTMENT serves 1,780 people · EPA ID OR4100318 |
|---|---|
| Water Source | Purchased surface water from CITY OF WARRENTON |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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