983 Splinter Ridge Rd, Spencer, IN 47460 Property Records

Owen County property record for 983 Splinter Ridge Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,006 sqft · built 1967
Lot Size	1.79 acres (78,234 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (May 2019)
Tax Bill	$570 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-11-29-104-150.000-022`

Property Details

APN / Parcel Number

Primary APN	`60-11-29-104-150.000-022`
Alternative APN	`00001008081`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,006 sqft Living Area
1st Floor Area	1,006 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	78,234 sqft (1.79 acres)
Garage Type	Mixed
Garage Area	1,060 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001008081
Street Address	983 SPLINTER RIDGE RD
City	SPENCER
State	IN
Zip	47460-6398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN W 1/2 SE S29 T10 R4 .498A IN W 1/2 SE S29 T10 R4 .498A IN W 1/2 NE S29 T10 R4 .80A
Legal Range	4
Legal Township	10
Legal Section	29
Legal Subdivision	TOWN SPENCER
Jurisdiction	OWEN IN
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2048
Census Tract	955701

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	983 SPLINTER RIDGE RD, SPENCER, IN 47460-6398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
May 13, 2019	Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC
Sep 12, 2018	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Deed Document Number	2019216193
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	983 SPLINTER RIDGE RD, SPENCER, IN 47460-6398
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230518
Date	Aug 31, 2022
Instrument	230518

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	May 13, 2019
Property Address	983 SPLINTER RIDGE RD, SPENCER, IN 47460-6398
Document Number	0000216193
Instrument Date	May 8, 2019
Instrument	216193
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 SPLINTER RIDGE RD, SPENCER, IN 47460-6398

Mortgage

Document Number	0000216194
Date	May 13, 2019
Instrument	216194

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

September 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OWEN IN
Recording Date	Sep 12, 2018
Property Address	983 SPLINTER RIDGE RD, SPENCER, IN 47460-6398
Document Number	0000214038
Instrument Date	Sep 11, 2018
Instrument	214038
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	983 SPLINTER RIDGE RD, SPENCER, IN 47460-6398

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	00000

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Lafayette Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$570.00 (+9.4%) Homeowner's exemption	$170,000 (+14.71%) Land $32,200 Building $137,800	$170,000 (+14.71%) Land $32,200 Building $137,800
2024	$521.00 (-6.63%)
2023	$558.00 (+12.05%)	$148,200 Land $24,000 Building $124,200	$148,200 Land $24,000 Building $124,200
2022	$498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Endeavor Communications Fiber	1,000 / 1,000
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Splinter Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures