983 S Carlo St, Tracy, CA 95391 Property Records

San Joaquin County property record for 983 S Carlo St, Tracy, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,551 sqft · built 2018
Lot Size	0.095 acres (4,135 sqft)
Owner	2 Individual Names on File
Last Sale	$641,500 (May 2018)
Tax Bill	$13,010 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`262-180-320-000`

Property Details

APN / Parcel Number

Primary APN	`262-180-320-000`
Alternative APN	`262-180-32`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,551 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,135 sqft (0.095 acres)
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-180-32
Street Address	983 S CARLO ST
City	TRACY
State	CA
Zip	95391-8204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HOUSE D-WEST UN
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1025
Census Tract	5223

Owner

983 S Carlo St is owned and occupied by two individuals who bought it in May 2018.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	983 S CARLO ST, TRACY, CA 95391-8204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 1, 2020	Deed of Trust, Mortgage SAFE FCU
May 25, 2018	Grant Deed, Subdivision Related Transfer SAFE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Deed Document Number	201857697
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	983 S CARLO ST, MOUNTAIN HOUSE, CA 95391-8204
Transaction Type	Mortgage
Record Updated	Feb 19, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 S CARLO ST, MOUNTAIN HOUSE, CA 95391-8204

Mortgage

Document Number	0000009761
Date	Feb 6, 2024
Instrument	2024-009761

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	339 Months
Due	May 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	983 S CARLO ST, MOUNTAIN HOUSE, CA 95391-8204
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 S CARLO ST, TRACY, CA 95391-8204

Mortgage

Document Number	0000026174
Date	Feb 11, 2021
Instrument	2021-026174

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	983 S CARLO ST, MOUNTAIN HOUSE, CA 95391-8204
Document Number	0000066196
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	983 S CARLO ST MOUNTAIN HOUSE CA 953918204, MOUNTAIN HOUSE, CA 95391-8204

Mortgage

Document Number	0000066196
Date	Jun 5, 2020
Instrument	66196

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 25, 2018
Property Address	983 S CARLO ST, MOUNTAIN HOUSE, CA 95391-8204
Document Number	0000057697
Instrument Date	May 15, 2018
Instrument	57697
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.65
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	983 S CARLO ST MOUNTAIN HOUSE CA 95391, MOUNTAIN HOUSE, CA 95391

Mortgage

Document Number	57698
Date	May 25, 2018
Instrument	57698

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 983 S Carlo St was $13,010, up 13.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,010.00 (+13.31%)
2025	$11,482.00	$729,809 Land $216,184 Building $513,625
2023	$10,984.00 (+2.12%)	$701,472 Land $207,791 Building $493,681	$1,037,790
2022	$10,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 983 S Carlo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 983 S Carlo St is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S Carlo St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures