983 Osprey Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 983 Osprey Dr, Melbourne, FL 32940

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,919 sqft · built 1995
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on File
Last Sale$212,500 (Feb 2020)
Tax Bill$3,173 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Feb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN26-36-14-12-*-2

Property Details

APN / Parcel Number

Primary APN26-36-14-12-*-2
Alternative APNs
  • 26-36-14-12-00000.0-0002.00
  • 2616701

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,919 sqft Living Area
Gross Area2,398 sqft
1st Floor Area1,919 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2009
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions80 ft deep x 40 ft wide
View / LotGolf Course
Garage TypeAttached
Garage Area427 sqft
PorchFinished/Open Porch
Porch Area52 sqft
Patio Area187 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2616701
Street Address983 OSPREY DR
CityMELBOURNE
StateFL
Zip32940-7861
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodePUD
Legal DescriptionEAGLES LANDING, REPLAT OF LOT 2
Legal Range36E
Legal Township26S
Legal Section14
Legal SubdivisionEAGLES LANDING, REPLAT OF
Legal Lot Number2
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2000
Census Tract64128

Owner

983 Osprey Dr, a duplex, is owned and occupied by two individuals who bought it in February 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address983 OSPREY DR, MELBOURNE, FL 32940-7861
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2020Grant Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS
Feb 12, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 12, 2020 · Amount on File
Deed SaleFeb 12, 2020 · Amount on File
Prior SaleDec 5, 1997 · Amount on File
Deed Document Number202034516
Deed Book / Page8662 / 2634
Prior Transfer DateFeb 7, 2020
Prior Transfer Doc0086622632
Record UpdatedSep 20, 2026

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBREVARD FL
Recording DateFeb 12, 2020
Property Address983 OSPREY DR, MELBOURNE, FL 32940-7861
Document Number0086622634
Book / Page008662 / 002634
Instrument DateFeb 7, 2020
Instrument34516
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,488.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address983 OSPREY DR MELBOURNE FL 329407861, MELBOURNE, FL 32940-7861

Mortgage

Document Number86622638
DateFeb 12, 2020
Book Page008662/002638
Instrument34517
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 11, 2050

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateFeb 12, 2020
Property Address983 OSPREY DR, MELBOURNE, FL 32940-7861
Document Number0086622632
Book / Page008662 / 002632
Instrument DateFeb 7, 2020
Instrument34515
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 373 HELENDALE CA 923420373, HELENDALE, CA 92342-0373

Tax Assessment & Valuation

The 2025 property tax bill for 983 Osprey Dr was $3,173 with a homeowner's exemption, up 8% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$240,980 (+2.7%)$275,720 (-5.99%)
2025$3,173.00 (+8.04%) Homeowner's exemption$234,650$293,300
2024$2,937.00 (+1.87%)
2023$2,883.00 (+7.49%) Homeowner's exemption$221,400 (+3%)$286,080 (+4.49%) Land $99,000 Building $187,080
2022$2,682.00 Homeowner's exemption$214,960$273,780 Land $99,000 Building $174,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 983 Osprey Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 205 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies247 units insured
incl. 42 condo units
Nearby Flood Claims38 (1994–2025)
Claims Outside the SFHA15 of 38
Most Recent ClaimJan 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 9 claims
  • Tropical Storm Fay, Aug 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 983 Osprey Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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