983 Kerry Ln, Watertown, SD 57201 Property Records

Codington County property record for 983 Kerry Ln, Watertown, SD 57201

Property Summary

Property Type	Single Family Home
Details	built 1996
Lot Size	0.156 acres (6,810 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,481 (2026)
Deeds & Mortgages	Apr 2009 Mortgage Nov 2012 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007661`

Property Details

APN / Parcel Number

Primary APN	`007661`

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	6,810 sqft (0.156 acres)
Lot Dimensions	386 ft deep x 220 ft wide

Location & Zoning

Street Address	983 KERRY LN
City	WATERTOWN
State	SD
Zip	57201-5497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 GRIFFIN'S LAKEVIEW HEIGHTS ADD
Legal Subdivision	HEIGHTS ADD
Legal Block	NULL
Legal Lot Number	2
Jurisdiction	CODINGTON SD
Township / Civil Division	WATERTOWN
Census Block Group	3
Census Block	3016
Census Tract	954502

Owner

Source: Codington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	983 KERRY LN, WATERTOWN, SD 57201-5497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2009	Deed of Trust, Mortgage DACOTAH BANK
Nov 26, 2012	Deed of Trust, Mortgage NATIONS LENDING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CODINGTON SD
Property Address	983 KERRY LN, WATERTOWN, SD 57201-5497
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00986/2398
Date	Apr 28, 2009
Book Page	986/2398
Instrument	200902133

Lender

Name	DACOTAH BANK
Address	WEBSTER, SD 57274

Agreement

Amount	Amount Recorded
Term	36 Months
Due	May 1, 2039

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CODINGTON SD
Property Address	983 KERRY LN, WATERTOWN, SD 57201-5497
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000988/665
Date	Nov 26, 2012
Book Page	988/665
Instrument	201206200

Lender

Name	NATIONS LENDING CORPORATION
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Codington County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Codington County
Municipality	Watertown City
Unified School District	Watertown School District 14-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,481.00 (+0.02%) Homeowner's exemption	$420,103 (-) Land $109,881 Building $310,222
2025	$4,480.00 (+6.84%) Homeowner's exemption	$420,103 (+8.45%) Land $109,881 Building $310,222
2024	$4,193.00 (-2.12%)
2023		$387,382 Land $83,243 Building $304,139
2022	$4,284.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 119 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	124 units insured incl. 5 condo units
Nearby Flood Claims	358 (1979–2023)
Claims Outside the SFHA	177 of 358
Most Recent Claim	Apr 2023 · Flooding
Claims by Event	Flooding, Apr 2023 · 68 claims Severe Winter Storms, Flooding, And Ice Jams, Apr 2001 · 54 claims Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 145 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN MUNICIPAL UTILITIES serves 23,230 people · EPA ID SD4600356
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	SIOUX RURAL WATER SYSTEM
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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