983 Falls Rd, Victoria, VA 23974 Property Records

Lunenburg County property record for 983 Falls Rd, Victoria, VA 23974

Property Summary

Property Type	Rural Home
Details	3 bd · 1,728 sqft · built 2006
Lot Size	91.4 acres (3,983,126 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Apr 2018)
Tax Bill	$1,538 (2026)
Deeds & Mortgages	May 2019 Mortgage Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022 0A0 15`

Property Details

APN / Parcel Number

Primary APN	`022 0A0 15`
Alternative APN	`12764`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,728 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	3,983,126 sqft (91.4 acres)
Garage Type	Attached
Garage Area	648 sqft

Location & Zoning

Account Number	12764
Street Address	983 FALLS RD
City	VICTORIA
State	VA
Zip	23974-2226
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FALLS ROAD 91.44 AC
Jurisdiction	LUNENBURG VA
Township / Civil Division	MEHERRIN RIVER
Census Block Group	2
Census Block	2039
Census Tract	930100

Owner

983 Falls Rd, a rural home, is owned and occupied by an individual who bought it in April 2018.

Source: Lunenburg County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	983 FALLS RD, VICTORIA, VA 23974-2226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC
Feb 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER
Apr 19, 2018	Warranty Deed, Transfer · VA Mortgage BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2018 · Amount on File
Deed Sale	Apr 19, 2018 · Amount on File
Prior Sale	Jul 26, 2011 · Amount on File
Deed Document Number	2018411
Deed Book / Page	401 / 179
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG VA
Property Address	983 FALLS RD, VICTORIA, VA 23974-2226
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000407/537
Date	May 8, 2019
Book Page	407/537
Instrument	190000498

Lender

Name	RIVER CITY MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG VA
Property Address	983 FALLS RD, VICTORIA, VA 23974-2226
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000166
Date	Feb 9, 2021
Instrument	210000166

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUNENBURG VA
Recording Date	Apr 19, 2018
Property Address	983 FALLS RD, VICTORIA, VA 23974-2226
Document Number	000401/179
Book / Page	401 / 179
Instrument Date	Apr 5, 2018
Instrument	180000411
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 FALLS RD, NEWSOMS, VA 23874

Mortgage

Document Number	0180000412
Date	Apr 19, 2018
Instrument	180000412

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 983 Falls Rd was $1,538.

Source: Lunenburg County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lunenburg County
Unified School District	Lunenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,538.00	$415,900 Land $181,200 Building $234,700	$415,900 Land $181,200 Building $234,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 983 Falls Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 5, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 983 Falls Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Brightspeed, Planet Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Falls Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures