Clinton County property record for 983 Cartwright Loop, Albany, KY 42602
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,476 sqft |
| Lot Size | 4.3 acres (187,744 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $39,000 (Sep 2015) |
| Tax Bill | $377 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-00-00-048.01 |
| Primary APN | 043-00-00-048.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,476 sqft Total Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Pier/Post & Beam |
| Roof Material | Metal |
| Lot Area | 187,744 sqft (4.3 acres) |
| Cooling System | None |
|---|---|
| Heating System | Electric |
| Account Number | 8207 |
|---|---|
| Street Address | 983 CARTWRIGHT LOOP |
| City | ALBANY |
| State | KY |
| Zip | 42602-7010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H-LOT ON CARTWRIGHT LOOP |
| Jurisdiction | CLINTON KY |
| Township / Civil Division | CUMBERLAND CITY |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 970100 |
Source: Clinton County records · APN 043-00-00-048.01
Assessment roll updated April 1, 2024 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 373 MARLOW CARTWRIGHT RD, ALBANY, KY 42602-7057 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MONTICELLO BANKING CO |
| Feb 18, 2022 | Deed of Trust, Mortgage · Line of Credit MONTICELLO BANKING CO |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2015 · Amount on Record |
| Deed Sale | Sep 11, 2015 · Amount on Record |
| Deed Document Number | 0000155182 |
| Deed Book / Page | 155 / 182 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON KY |
| Property Address | 983 CARTWRIGHT LOOP, ALBANY, KY 42602-7010 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | MTG201/280 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | MTG 201/280 |
| Instrument | 156370 |
| Name | MONTICELLO BANKING CO |
|---|---|
| Type | Bank |
| Address | MONTICELLO, KY 42633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON KY |
| Property Address | 983 CARTWRIGHT LOOP, ALBANY, KY 42602-7010 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000203/827 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 203/827 |
| Instrument | 157700 |
| Name | MONTICELLO BANKING CO |
|---|---|
| Type | Bank |
| Address | MONTICELLO, KY 42633 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 29, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clinton County records · Assessment roll updated April 1, 2024 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clinton County |
| Unified School District | Clinton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $377.00 (+15.29%) | $39,000 (-) | $39,000 (-) |
| 2023 | $327.00 | $39,000 | $39,000 |
Source: FEMA National Flood Hazard Layer as of July 22, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 48% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| Uniti Group DSL · Fiber in parts of the area | 10 / 1 |
Based on FCC filings for 4 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ALBANY WATER WORKS serves 9,042 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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