983 Bella Monte Dr, Minden, NV 89423 Property Records

Douglas County property record for 983 Bella Monte Dr, Minden, NV 89423

Property Summary

Property Type	Single Family Home
Details	2,721 sqft · built 2006
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jun 2017)
Tax Bill	$4,499 (2026)
Deeds & Mortgages	Oct 2019 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1320-30-511-013`

Property Details

APN / Parcel Number

Primary APN	`1320-30-511-013`
Alternative APN	`132030501009`

Interior

Stories	1 Story
Building Area	2,721 sqft Living Area
Gross Area	3,293 sqft
1st Floor Area	2,721 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	983 BELLA MONTE DR
City	MINDEN
State	NV
Zip	89423-5191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LA COSTA AT MONTE VISTA LOT 17 BLOCK C
Legal Range	20E
Legal Township	13N
Legal Section	30
Legal Subdivision	LA COSTA AT MONTE VISTA
Legal Block	C
Legal Lot Number	17
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1026
Census Tract	1400

Owner

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	983 BELLA MONTE DR, MINDEN, NV 89423-5191
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
May 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 30, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	May 1, 2015 · Amount on Record
Deed Document Number	2017900897
Last Transfer Date	May 15, 2019
Transfer Doc	0000936668
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	Oct 15, 2019
Property Address	983 BELLA MONTE DR, MINDEN, NV 89423-5191
Document Number	0000936668
Instrument Date	Oct 8, 2019
Instrument	936668
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	983 BELLA MONTE DR MINDEN NV 894235191, MINDEN, NV 89423-5191

Mortgage

Document Number	936669
Date	Oct 15, 2019
Instrument	936669

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	May 28, 2019
Property Address	983 BELLA MONTE DR, MINDEN, NV 89423-5191
Document Number	0000929524
Instrument Date	May 15, 2019
Instrument	929524
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	983 BELLA MONTE DR MINDEN NV 894235191, MINDEN, NV 89423-5191

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Jun 30, 2017
Property Address	983 BELLA MONTE DR, MINDEN, NV 89423-5191
Document Number	0000900897
Instrument Date	Feb 23, 2017
Instrument	900897
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,794.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1603 BURRUKIA ST MINDEN NV 894234437, MINDEN, NV 89423-4437

Mortgage

Document Number	900898
Date	Jun 30, 2017
Instrument	900898

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,499.00 (+3%)	$179,365 (-1%) Land $43,750 Building $135,615
2025	$4,368.00 (+2.99%)	$181,185 (+1.39%) Land $42,000 Building $139,185	$517,671 (+1.39%) Land $120,000 Building $397,671
2024	$4,241.00 (+3.01%)	$178,702 (+4.86%) Land $42,000 Building $136,702	$510,577 (+4.86%) Land $120,000 Building $390,577
2023	$4,117.00	$170,417 Land $42,000 Building $128,417	$486,906 (+13.95%) Land $120,000 Building $366,906
2021			$427,303 Land $100,000 Building $327,303

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	54 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 72% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MINDEN serves 3,500 people · EPA ID NV0000168
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	139 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	404 / 231
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: DTS Fiber, T-Mobile.

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