Monroe County property record for 98282 Windward Ave, Key Largo, FL 33037
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 778 sqft · built 1988 |
| Lot Size | 11 acres (500,221 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Jan 2020) |
| Tax Bill | $3,557 (2025) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Oct 2018 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 00091104-001600 |
| Primary APN | 00091104-001600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 778 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Condo/Apartment |
| Lot Area | 500,221 sqft (11 acres) |
| Account Number | 8746482 |
|---|---|
| Street Address | 98282 WINDWARD AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2378 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | UR |
| Legal Description | UNIT 9828-2 LANDINGS OF LARGO II, A TOWNHOME CONDO PHASE C OR1067-564/65 OR1976-1179 OR2657-1401/03 OR2871-2132D/C OR2871-2123/25 OR2934-0322 OR3005-1701 |
| Legal Range | 39E |
| Legal Township | 62S |
| Legal Section | 06 |
| Legal Subdivision | LANDINGS LARGO 02 TWNHMS PH C |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 970600 |
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5705 SW 131ST TER, PINECREST, FL 33156-7261 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 31, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2020 · Amount on Record |
| Deed Sale | Jan 27, 2020 · Amount on Record |
| Prior Sale | Oct 31, 2018 · Amount on Record |
| Deed Document Number | 20202253454 |
| Deed Book / Page | 3005 / 1701 |
| Prior Transfer Date | Jul 20, 2017 |
| Prior Transfer Doc | 0028710011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 27, 2020 |
| Property Address | 98282 WINDWARD AVE, KEY LARGO, FL 33037-2378 |
| Document Number | 0030051701 |
| Book / Page | 3005 / 1701 |
| Map Reference | MB 1029 PG 884 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 2253454 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13913 ALAMANDA AVE, 13913, MIAMI LAKES, FL 33014-2902 |
| Name | Verified Name |
|---|---|
| Address | 5705 SW 131ST TER, PINECREST, FL 33156-7261 |
| Document Number | 0030051703 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 3005/1703 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 31, 2018 |
| Property Address | 98282 WINDWARD AVE, KEY LARGO, FL 33037-2378 |
| Document Number | 0029340322 |
| Book / Page | 002934 / 000322 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 2192758 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,918.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13913 ALAMANDA AVE MIAMI LAKES FL 330142902, MIAMI LAKES, FL 33014-2902 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,557.00 (+5.58%) | $393,795 (+5.63%) Building $393,795 | $393,795 (+5.63%) Building $393,795 |
| 2024 | $3,369.00 (+11.41%) | ||
| 2023 | $3,024.00 (+12.33%) | $372,822 (+11.73%) Building $372,822 | $372,822 (+11.73%) Building $372,822 |
| 2022 | $2,692.00 | $333,687 Building $333,687 | $333,687 Building $333,687 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures