Monroe County property record for 9828 Mariners Ave, Key Largo, FL 33037
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,029 sqft · built 1988 |
| Lot Size | 11 acres (500,221 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Jun 2023) |
| Tax Bill | $4,818 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 00091102-000110 |
| Primary APN | 00091102-000110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,029 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Condo/Apartment |
| Lot Area | 500,221 sqft (11 acres) |
| Account Number | 8731191 |
|---|---|
| Street Address | 9828 MARINERS AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2348 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | UR |
| Legal Description | UNIT 9828 PHASE A THE LANDINGS OF LARGO II A TOWNHOME CONDO OR1139-929 OR1338-2070 OR1427-774 OR1435-2441 OR1435-2442 OR1830-993 OR1907-713 OR2642-2447 OR2899-2184 OR3007-0704 OR3228-1579 |
| Legal Range | 39E |
| Legal Township | 62S |
| Legal Section | 06 |
| Legal Subdivision | LANDINGS LARGO 02 TWNHMS PH A |
| Legal Block | B |
| Legal Lot Number | 9828 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 970600 |
9828 Mariners Ave, a condominium, is owned by an individual who bought it in June 2023.
Source: Monroe County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9828 MARINERS AVE, 9828, KEY LARGO, FL 33037-2348 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Feb 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Apr 6, 2018 | Warranty Deed, Transfer FLORIDA TITLE/KEYS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2023 · Amount on File |
| Deed Sale | Jun 5, 2023 · Amount on File |
| Prior Sale | Feb 4, 2020 · Amount on File |
| Deed Document Number | 20232420614 |
| Deed Book / Page | 3228 / 1579 |
| Transfer Doc | 1830000993 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 5, 2023 |
| Property Address | 9828 MARINERS AVE, KEY LARGO, FL 33037-2348 |
| Document Number | 0032281579 |
| Book / Page | 3228 / 1579 |
| Map Reference | MB 1029 PG 884 |
| Instrument Date | Jun 2, 2023 |
| Instrument | 2420614 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 126277, HIALEAH, FL 33012-1604 |
| Name | Verified Name |
|---|---|
| Address | 9828 MARINERS AVE # 9828, 9828, KEY LARGO, FL 33037-2348 |
| Document Number | 0032281582 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 3228/1582 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Number | 0032281608 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 3228/1608 |
| Instrument | 2420616 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 4, 2020 |
| Property Address | 9828 MARINERS AVE, KEY LARGO, FL 33037-2348 |
| Document Number | 0030070704 |
| Book / Page | 3007 / 0704 |
| Map Reference | MB 1029 PG 884 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 2254744 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7360 SW 119TH CT, 7360, MIAMI, FL 33183-3754 |
| Name | Verified Name |
|---|---|
| Address | 6250 MOULRIE PLACE, MIAMI LAKES, FL 33014-2315 |
| Document Number | 0030070707 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 3007/0707 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 6, 2018 |
| Property Address | 9828 MARINERS AVE, KEY LARGO, FL 33037-2348 |
| Document Number | 0028992184 |
| Book / Page | 002899 / 002184 |
| Instrument Date | Mar 19, 2018 |
| Instrument | 2162970 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Title Company | FLORIDA TITLE/KEYS |
| Amount | Amount on Record |
|---|---|
| Tax | $3,094.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7360 SW 119TH CT MIAMI FL 331833754, MIAMI, FL 33183-3754 |
The 2025 property tax bill for 9828 Mariners Ave was $4,818, up 2.4% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,818.00 (+2.42%) | $527,206 Building $527,206 | $527,206 Building $527,206 |
| 2024 | $4,704.00 (+27.27%) | ||
| 2023 | $3,696.00 (+12.85%) | $470,524 (+12.17%) Building $470,524 | $470,524 (+12.17%) Building $470,524 |
| 2022 | $3,275.00 | $419,469 Building $419,469 | $419,469 Building $419,469 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9828 Mariners Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9828 Mariners Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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