9828 Chambray Dr, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 9828 Chambray Dr, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,224 sqft · built 1957
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Tax Bill	$5,175 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-07-303-023.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-07-303-023.000-018`
Alternative APN	`1714070303023000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	1,224 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	9828 CHAMBRAY DR
City	CARMEL
State	IN
Zip	46280-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 7, TOWNSHIP 17, RANGE 4, CHESTERTON, SECTION 2, LOT PT 55
Legal Range	04
Legal Township	17
Legal Section	07
Legal Subdivision	CHESTERTON SECTION 2
Legal Block	2
Legal Lot Number	55
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1013
Census Tract	111104

Owner

9828 Chambray Dr is owned and occupied by an individual who acquired it in July 2026.

Source: Hamilton County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	9828 CHAMBRAY DR, CARMEL, IN 46280-1844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Jul 29, 2026	Re-recorded Document SUMMIT LDS TITLE, SUMMIT TITLE
Apr 20, 2023	Warranty Deed, Transfer FOUNDATION TITLE SVCS LLC
May 20, 2020	Warranty Deed, Transfer · Conventional Mortgage FORUM CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026
Deed Sale	Jul 29, 2026
Prior Sale	Jun 3, 2026 · Amount on File
Deed Document Number	202634180
Prior Transfer Date	Jun 1, 2026
Prior Transfer Doc	0000034180
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9828 CHAMBRAY DR, CARMEL, IN 46280-1844
Transaction Type	Mortgage
Record Updated	Jun 15, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003668
Date	Jan 20, 2022
Instrument	2022003668

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 3, 2026
Property Address	9828 CHAMBRAY DR, CARMEL, IN 46280-1844
Document Number	0000024693
Instrument Date	Jun 1, 2026
Instrument	202624693
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	SUMMA TITLE, SUMMIT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024694,
Date	Jun 3, 2026
Instrument	202624694

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	HAMILTON IN
Recording Date	Jul 29, 2026
Property Address	9828 CHAMBRAY DR, CARMEL, IN 46280-1844
Document Number	0000034180
Instrument Date	Jun 1, 2026
Instrument	202634180
Record Updated	Aug 31, 2026
Title Company	SUMMIT LDS TITLE, SUMMIT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 20, 2023
Property Address	9828 CHAMBRAY DR, CARMEL, IN 46280-1844
Document Number	0000013988
Map Reference	MB 2 PG 83&84
Instrument Date	Apr 19, 2023
Instrument	2023013988
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	FOUNDATION TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 VALLEY AVE UNIT 115, 115, ELMSFORD, NY 10523-3023

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 20, 2020
Property Address	9828 CHAMBRAY DR, CARMEL, IN 46280-1844
Document Number	2020029708
Map Reference	MB 02 PG 83-84
Instrument Date	May 18, 2020
Instrument	2020029708
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	ENTERPRISE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9828 CHAMBRAY DR, CARMEL, IN 46280-1844

Mortgage

Document Number	2020029709
Date	May 20, 2020
Instrument	2020029709

Lender

Name	FORUM CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9828 Chambray Dr was $5,175 with a homeowner's exemption, up 4.8% from the year before.

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,175.00 (+4.8%)	$273,000 (+10.44%) Land $70,200 Building $202,800	$273,000 (+10.44%) Land $70,200 Building $202,800
2024	$4,938.00 (+143.25%)	$247,200 (+14.5%) Land $70,200 Building $177,000	$247,200 (+14.5%) Land $70,200 Building $177,000
2023	$2,030.00 (+34.44%)	$215,900 (+33.35%) Land $70,200 Building $145,700	$215,900 (+33.35%) Land $70,200 Building $145,700
2022	$1,510.00	$161,900 Land $45,100 Building $116,800	$161,900 Land $45,100 Building $116,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9828 Chambray Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9828 Chambray Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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