9828 147th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 9828 147th Rd, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	1,710 sqft · built 2020
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Mar 2019)
Tax Bill	$3,573 (2024)
Deeds & Mortgages	Jun 2019 Construction Loan Jun 2019 Loan Modification + 6 more
Flood Zone	Zone X (minimal risk)
APN	`31-02S-13E-08321-001077`

Property Details

APN / Parcel Number

Primary APN	`31-02S-13E-08321-001077`
Alternative APN	`08321001077`

Interior

Building Area	1,710 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2022
Lot Area	304,920 sqft (7 acres)
Garage Area	400 sqft
Porch	Finished/Screened Porch

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	08321001077
Street Address	9828 147TH RD
City	LIVE OAK
State	FL
Zip	32060-6223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 7.00 ACRES TRACT 67 DESC AS NE1/4 OF NW1/4 OF SE1/4 OF NE1/4 & TRACT 68 DESC AS NW1/4 OF NW1/4 OF SE1/4 OF NE1/4 LESS THE
Legal Range	13E
Legal Township	02S
Legal Section	31
Legal Subdivision	TRACT 77
Legal Tract	67
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1007
Census Tract	970402

Owner

9828 147th Rd is owned and occupied by two individuals who bought it in March 2019.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9828 147TH RD, LIVE OAK, FL 32060-6223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Deed of Trust, Construction Loan · Construction Mortgage CAMPUS USA CU
Jun 27, 2019	Loan Modification, Mortgage CAMPUS USA CU
Feb 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 21, 2019	Correction Deed ATTORNEY ONLY
Apr 10, 2018	Warranty Deed, Transfer
Mar 14, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jan 4, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2019 · Amount on File
Deed Sale	Mar 14, 2019 · Amount on File
Prior Sale	Feb 27, 2019
Deed Document Number	2019212928
Deed Book / Page	2106 / 0208
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Recording Date	Jun 28, 2019
Property Address	9828 147TH RD, LIVE OAK, FL 32060-6223
Document Number	0000216315
Book / Page	002126 / 000078
Instrument Date	Jun 27, 2019
Instrument	216315
Transaction Type	Construction Loan
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	383 BUGG HOLLOW RD GALLATIN TN 370668620, GALLATIN, TN 37066-8620

Mortgage

Document Number	0000216315
Date	Jun 28, 2019
Book Page	002126/000078
Instrument	216315

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	JONESVILLE, FL 32669

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUWANNEE FL
Property Address	9828 147TH RD, LIVE OAK, FL 32060-6223
Document Number	0000226806
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000226806
Date	Jun 10, 2020
Book Page	002191/000104
Instrument	226806

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	JONESVILLE, FL 32669

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2050

Interest

Rate	3.75%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Feb 27, 2019
Property Address	9828 147TH RD, LIVE OAK, FL 32060-6223
Document Number	0000212381
Book / Page	002103 / 000153
Instrument Date	Feb 19, 2019
Instrument	212381
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	907 4TH ST SE RUGBY ND 583682026, RUGBY, ND 58368-2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Feb 27, 2019
Property Address	9828 147TH RD, LIVE OAK, FL 32060-6223
Document Number	0000212382
Book / Page	002103 / 000155
Instrument Date	Feb 18, 2019
Instrument	212382
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	907 4TH ST SE RUGBY ND 583682026, RUGBY, ND 58368-2026

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SUWANNEE FL
Recording Date	Feb 21, 2019
Property Address	9828 147TH RD, LIVE OAK, FL 32060-6223
Document Number	0000212187
Book / Page	002102 / 000129
Instrument Date	Feb 12, 2019
Instrument	212187
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	907 4TH ST SE RUGBY ND 583682026, RUGBY, ND 58368-2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Apr 10, 2018
Property Address	9828 147TH RD, LIVE OAK, FL 32060-6223
Document Number	0000202192
Book / Page	002042 / 000156
Instrument Date	Apr 10, 2018
Instrument	202192
Transaction Type	Transfer
Record Updated	May 16, 2018

Transaction

Amount	Amount on Record
Tax	$73.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	907 4TH ST SE RUGBY ND 583682026, RUGBY, ND 58368-2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Mar 14, 2019
Property Address	9828 147TH RD, LIVE OAK, FL 32060-6223
Document Number	0000212928
Book / Page	002106 / 000208
Instrument Date	Mar 14, 2018
Instrument	212928
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	383 BUGG HOLLOW RD GALLATIN TN 370668620, GALLATIN, TN 37066-8620

January 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jan 4, 2018
Property Address	9828 147TH RD, LIVE OAK, FL 32060-6223
Document Number	0000199108
Book / Page	002024 / 000354
Instrument Date	Jan 4, 2018
Instrument	199108
Transaction Type	Foreclosure
Record Updated	Jan 9, 2018

Transaction

Amount	Amount on Record
Tax	$35.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	28051 RIVER RUN RD BRANFORD FL 320082151, BRANFORD, FL 32008-2151

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,754	$392,555 Land $101,675 Building $290,880
2024	$3,573.00 (+2.47%)
2023	$3,487.00 (+2.62%) Homeowner's exemption	$250,910 (+2.96%)	$336,393 (+38.04%) Land $83,650 Building $252,743
2022	$3,398.00 Homeowner's exemption	$243,688	$243,688 Land $52,500 Building $191,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9828 147th Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	8 (2012–2024)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9828 147th Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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