9827 E Cotton Rd, Florence, AZ 85132 Property Records

Pinal County property record for 9827 E Cotton Rd, Florence, AZ 85132

Property Summary

Property Type	Single Family Home
Details	1,711 sqft · built 2020
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$272,246 (Sep 2020)
Tax Bill	$2,034 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`200-13-585`

Property Details

APN / Parcel Number

Primary APN	`200-13-585`
Alternative APN	`200-13-5850`

Interior

Stories	1 Story
Building Area	1,711 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Other
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Material	Tile
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	1,125 sqft
Parking Spaces	4 Parking Spaces
Patio Area	20 sqft
Canopy	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	9827 E COTTON RD
City	FLORENCE
State	AZ
Zip	85132-7395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTFIELD MANOR AT ARIZONA FARMS VILLAGE PARCEL 7 SEC 7-4S-9E LO T 585 8060 SQ FT .19 AC
Legal Range	09E
Legal Township	04S
Legal Section	07
Legal Subdivision	CRESTFIELD MANOR AT ARIZONA FARMS VILLAG
Legal Lot Number	585 8060
Jurisdiction	PINAL AZ
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2009
Census Tract	805

Owner

Source: Pinal County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9827 E COTTON RD, FLORENCE, AZ 85132-7395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 12, 2025	Intrafamily Transfer, Transfer · Line of Credit MOUNTAIN AMERICA FCU
Sep 30, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP
Mar 12, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	0000098931
Last Transfer Date	Sep 12, 2025
Transfer Doc	0000073994
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	9827 E COTTON RD, FLORENCE, AZ 85132-7395
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9827 E COTTON RD, FLORENCE, AZ 85132-7395

Mortgage

Document Number	0000119214
Date	Sep 21, 2021
Instrument	2021-119214

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINAL AZ
Recording Date	Sep 12, 2025
Property Address	9827 E COTTON RD, FLORENCE, AZ 85132-7395
Document Number	0000073994
Map Reference	CAB F SL 13
Instrument Date	Sep 5, 2025
Instrument	2025-073994
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9827 E COTTON RD, FLORENCE, AZ 85132-7395

Mortgage

Document Number	0000073995
Date	Sep 12, 2025
Instrument	2025-073995

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Sep 30, 2020
Property Address	9827 E COTTON RD, FLORENCE, AZ 85132-7395
Document Number	0000098931
Map Reference	CAB F SL 13
Instrument Date	Apr 10, 2020
Instrument	2020-098931
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16427 N SCOTTSDALE RD STE 175, 16427, SCOTTSDALE, AZ 85254-1583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9827 E COTTON RD, FLORENCE, AZ 85132-7395

Mortgage

Document Number	0000098932
Date	Sep 30, 2020
Instrument	2020-098932

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINAL AZ
Recording Date	Mar 12, 2018
Property Address	9827 E COTTON RD, FLORENCE, AZ 85132-7395
Document Number	0000017855
Instrument Date	Mar 8, 2018
Instrument	17855
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$4,107.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16427 N SCOTTSDALE RD #175 SCOTTSDALE AZ 852541583, 175, SCOTTSDALE, AZ 85254-1583
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Unified School District	Florence Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$32,495 (-3.28%) Land $1,655 Building $30,840	$324,953 (-3.28%) Land $16,553 Building $308,400
2026		$33,598 (+3.92%) Land $1,655 Building $31,943	$335,985 (+3.91%) Land $16,553 Building $319,432
2025	$2,034.00 (+1.4%)	$32,332 (-25.08%) Land $1,655 Building $30,677	$323,327 (-25.08%) Land $16,553 Building $306,774
2024		$43,158 Land $1,655 Building $41,503	$431,586 Land $16,553 Building $415,033
2023	$2,006.00 (+2.03%)
2022	$1,966.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - SAN TAN private · serves 87,435 people · EPA ID AZ0411128
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	28 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CopperNet Systems Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Arizona Network, TREPIC Networks.

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