9825 Via Francis, Santee, CA 92071 Property Records

San Diego County property record for 9825 Via Francis, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,986 sqft · built 1979
Lot Size	0.136 acres (5,941 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Nov 2017)
Tax Bill	$7,547 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`381-301-12-00`

Property Details

APN / Parcel Number

Primary APN	`381-301-12-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,986 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	5,941 sqft (0.136 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9825 VIA FRANCIS
City	SANTEE
State	CA
Zip	92071-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 12 TR 008868
Legal Subdivision	SANTEE #3651
Legal Tract	008868
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	16610

Owner

Source: San Diego County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9825 VIA FRANCIS, SANTEE, CA 92071-1538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 28, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 4, 2021	Deed of Trust, Mortgage SIGNATURE FCU
Sep 6, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 17, 2017	Grant Deed, Transfer · VA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Prior Sale	Mar 19, 1999 · Amount on Record
Deed Document Number	2017537889
Prior Transfer Date	Oct 1, 2015
Prior Transfer Doc	0000533026
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2026
Property Address	9825 VIA FRANCIS, SANTEE, CA 92071-1538
Document Number	0000282692
Instrument Date	Aug 26, 2026
Instrument	2026282692
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9825 VIA FRANCIS, SANTEE, CA 92071-1538

Mortgage

Document Number	0000282692,
Date	Sep 29, 2026
Instrument	2026282692

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9825 VIA FRANCIS, SANTEE, CA 92071-1538
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9825 VIA FRANCIS, SANTEE, CA 92071-1538

Mortgage

Document Number	0000373117
Date	Sep 22, 2022
Instrument	2022-0373117

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9825 VIA FRANCIS, SANTEE, CA 92071-1538
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9825 VIA FRANCIS, SANTEE, CA 92071-1538

Mortgage

Document Number	0000088064
Date	Feb 28, 2022
Instrument	2022-0088064

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9825 VIA FRANCIS, SANTEE, CA 92071-1538
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168097
Date	Mar 4, 2021
Instrument	2021-0168097

Lender

Name	SIGNATURE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Amount	Amount Recorded
Term	116 Months
Due	Nov 23, 2030

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9825 VIA FRANCIS, SANTEE, CA 92071-1538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000386245
Date	Sep 6, 2019
Instrument	2019-0386245

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9825 VIA FRANCIS, SANTEE, CA 92071-1538
Document Number	0000390334
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 25, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9825 VIA FRANCIS SANTEE CA 920711538, SANTEE, CA 92071-1538

Mortgage

Document Number	0000390334
Date	Sep 18, 2018
Instrument	390334

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 17, 2028

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2017
Property Address	9825 VIA FRANCIS, SANTEE, CA 92071-1538
Document Number	0000537889
Instrument Date	Oct 23, 2017
Instrument	537889
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9825 VIA FRANCIS SANTEE CA 920711538, SANTEE, CA 92071-1538

Mortgage

Document Number	537890
Date	Nov 17, 2017
Instrument	537890

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,922 (+2%) Land $359,779 Building $290,143
2025	$7,547.00 (+4.36%) Homeowner's exemption	$637,179 (+4.04%) Land $352,725 Building $284,454
2023	$7,232.00 (+0.72%) Homeowner's exemption	$612,438 Land $339,029 Building $273,409
2022	$7,180.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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