9825 Garden Ranges, Laurel, MD 20723 Property Records

Howard County property record for 9825 Garden Ranges, Laurel, MD 20723

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,848 sqft · built 2011
Lot Size	0.064 acres (2,783 sqft)
Owner	Individual Name on File
Last Sale	$653,000 (Feb 2024)
Tax Bill	$8,789 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-586511`

Property Details

APN / Parcel Number

Primary APN	`06-586511`
Alternative APN	`586511`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,848 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,783 sqft (0.064 acres)
Garage Type	Built-in
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	41 sqft
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	586511
Street Address	9825 GARDEN RANGES
City	LAUREL
State	MD
Zip	20723-5914
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 10 2,783 SQ' 9825 GARDEN RANGES EMERSON S2 PH 3 RS PA D4
Legal Subdivision	EMERSON S2 P3 RSB D4
Legal Phase	3
Legal Lot Number	10
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3000
Census Tract	606808

Owner

9825 Garden Ranges, a townhouse, is owned and occupied by an individual who bought it in February 2024.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	9825 GARDEN RANGES, LAUREL, MD 20723-5914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage APEX HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on File
Deed Sale	Feb 20, 2024 · Amount on File
Prior Sale	Apr 27, 2011 · Amount on File
Deed Book / Page	22263 / 481
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Feb 20, 2024
Property Address	9825 GARDEN RANGES, LAUREL, MD 20723-5914
Document Number	0222630481
Book / Page	22263 / 481
Map Reference	PL 20124&20125
Instrument Date	Feb 12, 2024
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	CC TITLE, C&C TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,632.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9825 GARDEN RANGES, LAUREL, MD 20723-5914

Mortgage

Document Number	0022263489
Date	Feb 20, 2024
Instrument	22263/489

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9825 GARDEN RANGES, LAUREL, MD 20723-5914
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	REALTY TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195190368
Date	Jul 9, 2020
Book Page	19519/368

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9825 GARDEN RANGES, LAUREL, MD 20723-5914
Document Number	0178230465
Book / Page	017823 / 000465
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9825 GARDEN RANGES LAUREL MD 207235914, LAUREL, MD 20723-5914

Mortgage

Document Number	0178230465
Date	Sep 22, 2017
Book Page	017823/000465

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 9825 Garden Ranges was $8,789, up 7.7% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,789.00 (+7.68%)	$579,633 (+7.72%)	$662,700 (+23.16%) Land $230,000 Building $432,700
2025	$8,162.00	$538,100 Land $130,000 Building $408,100	$538,100 Land $130,000 Building $408,100
2023		$490,767	$538,100 Land $130,000 Building $408,100
2022	$5,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9825 Garden Ranges in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9825 Garden Ranges is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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