9825 Foil Rd, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 9825 Foil Rd, Mount Pleasant, NC 28124

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 3,312 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,060 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5671 90 1936`

Property Details

APN / Parcel Number

Primary APN	`5671 90 1936`
Alternative APNs	`08005 0029.300000` `131566` `161462`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,312 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	3,312 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Lot Width	97 ft Width
Garage Type	Mixed
Garage Area	1,920 sqft
Pool Area	800 sqft
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	161462
Street Address	9825 FOIL RD
City	MT PLEASANT
State	NC
Zip	28124-9202
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	EAST SIDE FOIL RD
Legal Subdivision	MT PLEASANT OUTSIDE
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	2
Census Block	2011
Census Tract	41701

Owner

Source: Cabarrus County records, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9825 FOIL RD, MOUNT PLEASANT, NC 28124-9202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2023	Intrafamily Transfer, Transfer · Unknown NORTHPOINTE BANK
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Feb 14, 2020	Deed of Trust, Construction Loan · Construction Mortgage NORTHPOINTE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 15, 2023
Transfer Doc	0016377322
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Feb 20, 2023
Property Address	9825 FOIL RD, MT PLEASANT, NC 28124-9202
Document Number	0016377322
Book / Page	16377 / 322
Instrument Date	Feb 15, 2023
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9825 FOIL RD, MOUNT PLEASANT, NC 28124-9202

Mortgage

Document Number	0163770324
Date	Feb 20, 2023
Instrument	16377-0324

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Unknown
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	9825 FOIL RD, MT PLEASANT, NC 28124-9202
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015789132
Date	Jan 14, 2022
Book Page	15789/132

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Feb 14, 2020
Property Address	9825 FOIL RD, MT PLEASANT, NC 28124-9202
Document Number	1400573
Book / Page	014005 / 000073
Instrument Date	Feb 13, 2020
Instrument	4714
Transaction Type	Construction Loan
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9825 FOIL RD MOUNT PLEASANT NC 281249202, MOUNT PLEASANT, NC 28124-9202

Mortgage

Document Number	1400573
Date	Feb 14, 2020
Book Page	014005/000073
Instrument	4714

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,060.00 (+16.32%)	$737,700 (+45.51%) Land $117,990 Building $619,710
2024			$737,700 (+45.51%) Land $117,990 Building $619,710
2023	$4,350.00	$506,990 Land $71,420 Building $435,570	$506,990 Land $71,420 Building $435,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3
Windstream DSL	25 / 3

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