9824 Lancaster Rd, Theodore, AL 36582 Property Records

Mobile County property record for 9824 Lancaster Rd, Theodore, AL 36582

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,384 sqft · built 2019
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,493 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R023808340000006004`

Property Details

APN / Parcel Number

Primary APN	`R023808340000006004`
Alternative APNs	`38 08 34 0 000 006.004` `04007244` `4007244`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,384 sqft Living Area
1st Floor Area	2,384 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4007244
Street Address	9824 LANCASTER RD
City	THEODORE
State	AL
Zip	36582-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 ONE LANCASTER ESTATES MBK 129/125
Legal Range	06S
Legal Township	06S
Legal Section	34
Legal Subdivision	ONE LANCASTER ESTATES
Legal Lot Number	5
Jurisdiction	MOBILE AL
Township / Civil Division	THEODORE
Census Block Group	3
Census Block	3004
Census Tract	7103

Owner

Source: Mobile County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9824 LANCASTER RD, THEODORE, AL 36582-2741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage RENASANT BK
May 21, 2019	Loan Modification, Mortgage RENASANT BK
Feb 8, 2019	Correction Deed, Transfer ATTORNEY ONLY
Nov 21, 2018	Trustee's Deed, Construction Loan · Construction Mortgage RENASANT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	9824 LANCASTER RD, THEODORE, AL 36582-2741
Document Number	0000033491
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9824 LANCASTER RD THEODORE AL 365822741, THEODORE, AL 36582-2741

Mortgage

Document Number	0000033491
Date	Jun 8, 2020
Instrument	33491

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	9824 LANCASTER RD, THEODORE, AL 36582-2741
Document Number	0000028261
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9824 LANCASTER RD THEODORE AL 36582, THEODORE, AL 36582

Mortgage

Document Number	0000028261
Date	May 22, 2019
Instrument	28261

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

February 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 8, 2019
Property Address	9824 LANCASTER RD, THEODORE, AL 36582-2741
Document Number	0000006511
Instrument Date	Dec 19, 2018
Instrument	6511
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 21, 2018
Property Address	9824 LANCASTER RD, THEODORE, AL 36582-2741
Instrument Date	Nov 20, 2018
Instrument	65480
Transaction Type	Construction Loan
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9824 LANCASTER RD THEODORE AL 36582, THEODORE, AL 36582

Mortgage

Document Number	0000065480
Date	Nov 21, 2018
Instrument	65480

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,493.00 (+7.03%) Homeowner's exemption	$31,210 (+7.96%) Land $3,000 Building $28,210	$312,100 (+7.96%) Land $30,000 Building $282,100
2024	$1,395.00 (+13.6%) Homeowner's exemption	$28,910 (+13.51%) Land $3,000 Building $25,910	$289,100 (+13.51%) Land $30,000 Building $259,100
2023	$1,228.00 Homeowner's exemption	$25,470 Land $3,550 Building $21,920	$254,700 Land $35,500 Building $219,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Nearby Flood Policies	84 in force
Nearby Flood Claims	3 (2005–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 95% of Alabama
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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