9823 St Romain Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 9823 St Romain Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,391 sqft · built 2012
Lot Size	0.171 acres (7,450 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Feb 2017)
Tax Bill	$7,142 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R400856`

Property Details

APN / Parcel Number

Primary APN	`R400856`
Alternative APN	`2278-56-003-0070-914`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,391 sqft Living Area
Gross Area	3,986 sqft
1st Floor Area	2,173 sqft
2nd Floor Area	1,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,450 sqft (0.171 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	189 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9823 ST ROMAIN DR
City	KATY
State	TX
Zip	77494-1983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH SOUTHWEST SEC 56, BLOCK 3, LOT 7
Legal Subdivision	CINCO RANCH SOUTHWEST SEC 56
Legal Block	3
Legal Lot Number	7
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2039
Census Tract	673110

Owner

9823 St Romain Dr is owned and occupied by two individuals who acquired it in April 2024.

Source: Fort Bend County records, as of November 4, 2025

Owner of Record	2 Individual Names on File
Mailing Address	9823 ST ROMAIN DR, KATY, TX 77494-1983
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 10, 2017	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2017 · Amount on File
Deed Sale	Feb 10, 2017 · Amount on File
Prior Sale	Mar 22, 2016 · Amount on File
Deed Document Number	201715186
Last Transfer Date	Apr 15, 2024
Transfer Doc	0000040766
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	9823 ST ROMAIN DR, KATY, TX 77494-1983
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105195
Date	Jun 24, 2021
Instrument	2021105195

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jul 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	7.25%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Feb 10, 2017
Property Address	9823 ST ROMAIN DR, KATY, TX 77494-1983
Document Number	0000015186
Map Reference	DOC20110065
Instrument Date	Feb 10, 2017
Instrument	2017015186
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9823 ST ROMAIN DR, KATY, TX 77494-1983

Mortgage

Document Number	0000015187
Date	Feb 10, 2017
Instrument	2017015187

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.52%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 9823 St Romain Dr was $7,142 with a homeowner's exemption, down 28.5% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,142.00 (-28.45%) Homeowner's exemption	$561,202 (+1%) Land $81,900 Building $510,210	$592,110 (-2.22%) Land $81,900 Building $510,210
2024	$9,982.00 (+62.47%) Homeowner's exemption	$510,184 (+1%) Land $81,900 Building $523,640	$605,540 (+0.5%) Land $81,900 Building $523,640
2023	$6,144.00 Homeowner's exemption	$463,804 Land $63,000 Building $539,529	$602,529 Land $63,000 Building $539,529
2018	$6,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9823 St Romain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9823 St Romain Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO SOUTHWEST MUD 3 DAYCARE serves 5,187 people · EPA ID TX0790521
Water Source	Purchased surface water from CINCO SOUTHWEST MUD 1
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Skynet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber, Verizon.

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