Mobile County property record for 9823 Petaluma Dr, Semmes, AL 36575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,192 sqft · built 1978 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Aug 2019) |
| Tax Bill | $539 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022702100001054 |
| Primary APN | R022702100001054 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Open Porch |
| Porch Area | 8 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 402987 |
|---|---|
| Old Parcel Number | R022702100001054 |
| Street Address | 9823 PETALUMA DR |
| City | SEMMES |
| State | AL |
| Zip | 36575-7621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 PETALUMA UNIT 1 MBK 27 P 21 #SEC 10 T4S R3W #MP27 02 10 0 001 |
| Legal Range | 03W |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Subdivision | PETALUMA |
| Legal Lot Number | 5 |
| Legal Unit | 1 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | TANNER WILLIAMS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 6402 |
9823 Petaluma Dr is owned and occupied by an individual who bought it in August 2019.
Source: Mobile County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9823 PETALUMA DR, SEMMES, AL 36575-7621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Aug 13, 2019 | Warranty Deed, Transfer · FHA Mortgage SOUTHPOINT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on File |
| Deed Sale | Aug 13, 2019 · Amount on File |
| Deed Document Number | 2019046805 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 9823 PETALUMA DR, SEMMES, AL 36575-7621 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 9823 PETALUMA DR, SEMMES, AL 36575-7621 |
| Document Number | 0000069688 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 2025069688 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 5887 COPLEY DR, SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 286 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Aug 13, 2019 |
| Property Address | 9823 PETALUMA DR, SEMMES, AL 36575-7621 |
| Document Number | 0000046805 |
| Map Reference | MB 27 PG 21 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 2019046805 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | SLT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 608 FAIRFAX RD E, 608, MOBILE, AL 36608-2931 |
| Name | Verified Name |
|---|---|
| Address | 9823 PETALUMA DR, SEMMES, AL 36575-7621 |
| Document Number | 0000046806 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 2019046806 |
| Name | SOUTHPOINT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Number | 0000046807 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 2019046807 |
| Name | SOUTHPOINT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35243 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 9, 2024 |
The 2025 property tax bill for 9823 Petaluma Dr was $539 with a homeowner's exemption, down 3.9% from the year before.
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $539.00 (-3.92%) Homeowner's exemption | $11,050 (-4%) Land $2,500 Building $8,550 | $110,500 (-4%) Land $25,000 Building $85,500 |
| 2024 | $561.00 (+14.49%) Homeowner's exemption | $11,510 (+14.76%) Land $2,400 Building $9,110 | $115,100 (+14.76%) Land $24,000 Building $91,100 |
| 2023 | $490.00 Homeowner's exemption | $10,030 Land $2,630 Building $7,400 | $100,300 Land $26,300 Building $74,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9823 Petaluma Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9823 Petaluma Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
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