9823 Dockside Ter, Gaithersburg (Montgomery Village), MD 20886 Property Records

Montgomery County property record for 9823 Dockside Ter, Gaithersburg, MD 20886

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,416 sqft · built 1987
Lot Size	0.03 acres (1,295 sqft)
Owner	Individual Name on Record
Last Sale	$119,400 (May 1987)
Tax Bill	$3,124 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02430305`

Property Details

APN / Parcel Number

Primary APN	`09-02430305`
Alternative APN	`02430305`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,416 sqft Living Area
Gross Area	1,636 sqft
1st Floor Area	752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,295 sqft (0.03 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft
Balcony Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02430305
Street Address	9823 DOCKSIDE TER
City	MONTGOMERY VILLAGE
State	MD
Zip	20886-4206
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R20
Legal Description	DOCKSIDE MV
Legal Subdivision	DOCKSIDE M V
Legal Block	1
Legal Lot Number	126
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700713

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9823 DOCKSIDE TER, MONTGOMERY VILLAGE, MD 20886-4206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage MID-ATLANTIC FCU
Apr 21, 2020	Deed of Trust, Mortgage · Conventional with PMI NATIONAL CAP BK/WA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 1987 · Amount on Record
Deed Sale	May 12, 1987 · Amount on Record
Deed Book / Page	7688 / 207
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	9823 DOCKSIDE TER, GAITHERSBURG, MD 20886-4206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0557820369
Date	Mar 16, 2018
Book Page	55782/369

Lender

Name	MID-ATLANTIC FCU
Type	Credit Union
Address	GERMANTOWN, MD 20874

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2038

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	9823 DOCKSIDE TER, GAITHERSBURG, MD 20886-4206
Document Number	0594730081
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9823 DOCKSIDE TER MONTGOMERY VILLAGE MD 208864206, MONTGOMERY VILLAGE, MD 20886-4206

Mortgage

Document Number	0594730081
Date	May 1, 2020
Book Page	059473/000081

Lender

Name	NATIONAL CAP BK/WA
Type	Bank
Address	WASHINGTON, DC 20003

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

Interest

Rate	3%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,100 (+6.29%) Land $120,000 Building $192,100	$312,100 (-) Land $120,000 Building $192,100
2025	$3,124.00 (+31.04%)	$293,633 (+14.39%)	$312,100 (+21.58%) Land $120,000 Building $192,100
2023		$256,700 Land $120,000 Building $136,700	$256,700 Land $120,000 Building $136,700
2022	$2,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2009–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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